Job Description

At , we strive to build value for the people who choose us every day: our people, our clients and our investors. We do this by:Putting people first and building relationships with intentionSeeking out and embracing new ideasBelieving that how we do things is as important as what we doFinancing experts in land acquisitions, land development, & construction financing.With over a century of combined expertise in commercial real estate, our market expertise & local advice resonates with clients \xe2\x80\x93 who see us as a partner, not just a lender. No matter the initiative, our team assesses projects through the same lens as our clients \xe2\x80\x93 based on its strength, ability to grow their business & by what\xe2\x80\x99s happening in the local market. Roll up your sleeves and get to work \xe2\x80\x93 on-site, off-site, over the phone \xe2\x80\x93 help business owners build in our communities.Location: Surrey, BCThe OpportunityOur Real Estate team includes a diverse group of banking professionals who strive every single day to achieve strong results for the bank and their clients. Our team of designated real estate lenders knows the value of relationship building and brings that flawless combination of stellar stewardship, client support and financial expertise to the table.No day is ever the same. Whether it\xe2\x80\x99s providing proactive client solutions, stellar service support, consultation sessions or financial advice, we\xe2\x80\x99re there every step of the way for our clients to ensure they reach their personal and business dreams. It\xe2\x80\x99s this top service that we are known for.What you will be responsible forClient experience. Business growth. Credit structuring. Brand ambassador.Sales: You\xe2\x80\x99ll use your skills to proactively identify, source, develop and manage a profitable real estate portfolio comprised of both quality loans and deposits. This involves developing full banking relationships with new and existing clients \xe2\x80\x93 aligning with the Banks\xe2\x80\x99 strategic objectives. Improve account profitability through equitable pricing, providing suitable structuring and pricing recommendationsCredit structuring: Day-to-day, you will build and maintain phenomenal relationships with product partners, new and current clients and other CWB business divisions, making recommendations based on sound underwriting within Bank policy and guidelines, ensuring all risks are accurately identified and mitigated and client\xe2\x80\x99s needs are addressed.Risk management: Ensure the safety of the Bank\xe2\x80\x99s funds through accurate loan portfolio management, with focus on loan quality, exposure limits and security requirements. Review accounts/services on an ongoing basis to obtain compensation for increase in risk, complexity or administration.Operations & reporting: To monitor, review, analyze and approve construction draw requests and interim reports. Minimize loan and revenue loss experience through implementation of programs and procedures to identify and manage problem loans. Ensure required reports and other financial data is received and analyzed promptly in accordance with conditions of loan commitmentLearning: Although you\xe2\x80\x99ve developed a strong real estate lending foundation, you are always identifying trends and rapidly growing your knowledge on your next client or business area to achieve ultimate success and strong results from you and your team.Skills that will take you furtherSales. Credit knowledge. Collaborator. Financial savvy. Team builder. Trusted partner. Respected negotiator.Foundational knowledge and experience to grow fromOver 7 years in a banking environment with vast exposure to real estate lending with a focus on construction financing plus an undergraduate degree in commerce, finance, or a related subject area.Sought out characteristicsClient Centric: Deliver outstanding client experiences at every interaction and execute on plans to continuously develop the client experience, in line with CWB\xe2\x80\x99s brand promise. Provide full-service solutions for clients with the view to be every client\xe2\x80\x99s primary financial partner.Financially savvy: You\xe2\x80\x99ve garnered strong real estate lending experience that has allowed you to plan, execute and develop strategies that have resulted in you hitting your sales targets and business goals out of the financial institution park.Relationship driven: Develop and execute a relationship strategy for each client, identifying the key issues surrounding the relationship and implement a strategy to facilitate the expansion of our partnership with the business.Credit knowledgeable & risk aware: Strongly established skills in structuring creative, driven solutions to meet client needs and practice proactive risk management while respecting CWB policies/procedures. Prepare quality credit applications that exhibit well-structured, complete and detailed risk assessment analysisTeammate: Respect CWB values & conduct code. Representing the CWB Brand with honour and integrity in a manner consistent with our culture.Why work with us?Your success is our obsession! And our award-winning culture & benefits back it up.Proudly recognized by Great Place to Work\xc2\xae in 2024 as one of Canada\xe2\x80\x99s top 50 Best Workplaces & member of Waterstone Human Capital\xe2\x80\x99s Most Admired Corporate Cultures Hall of Fame.Wellness matters. We offer an award-winning benefits package that includes:Hybrid work environmentsEveryday flexibilityGenerous company-funded health coverageHealth care spending accountA flexible wellness programgenerous time-away options to unplug, rest & recoverCareer development. We commit to our employees\xe2\x80\x99 development and help them reach their professional goals with:Organization wide coaching servicesMentorshipEducation support & training programsBring your whole self to work. Inclusion is a journey requiring practice & experience to result in a powerful outcome. Your perspective matters & voice will be heard. Find community within the CWB family in our employee represented groups.#LI-NB1As an equitable employer, CWB Financial Group is committed to providing a safe and where a diverse workforce thrives. You are welcomed and encouraged to bring your whole self to work. Dignity, respect and equality are non-negotiables. If you require during any part of the recruitment or selection process, please reach out.Closing Date:

• Position closes at 12:01am on the close date identified below. 06/7/2024

Canadian Western Bank