Job Description

Come Work with Us!

At RBC, our culture is deeply supportive and rich in opportunity and reward. You will help our clients thrive and our communities prosper, empowered by a spirit of shared purpose.

Whether you\xe2\x80\x99re helping clients find new opportunities, developing new technology, or providing expert advice to internal partners, you will be doing work that matters in the world, in an environment built on teamwork, service, responsibility, diversity, and integrity.

Job Title Senior Manager, Real Estate Middle Office (REMO) | Premier(\xc3\xa8re) directeur(trice), Bureau administratif, Services immobiliers (BASI)



(La version en fran\xc3\xa7ais ci-bas)

English

What is the opportunity?

You will provide risk oversight for large Club/Syndicate and Bilateral complex real estate transactions over $7.5MM. You will provide prompt attention to client draw requests and interact with RBC partners and external groups. You will manage an assigned portfolio in accordance with policies and procedures and mitigate risk for RBC\xe2\x80\x99s real estate and construction financing projects.

Please Note: This position is a hybrid work environment opportunity.

What will you do?

• Apply sound judgement to approve transactions that fall outside of guidelines, while protecting against risk and procedural gaps.
• Identify potential risks and work with Commercial Account Managers (CAM), Group Risk Management (GRM) and National Office teams to resolve them.
• Apply oversight and procedures to ensure compliance to terms and conditions of the loan and other agreements between the Bank and the client
• Review and verify approved Pre-Disbursement Conditions, AML and authorized signatories, to authorize draw advances within approved authorities for new construction projects.
• Use bank policies/guidelines and judgement to manage assigned projects/clients within the bank\xe2\x80\x99s real estate construction portfolio.
• Assess and articulate construction risks of assigned projects/clients and refer deteriorating/high risk situations to the Director/Sr. Director, Real Estate Middle Office.
• Maintain a tracking and reporting system to reflect the most recent information of assigned projects/clients.
• Work closely with Commercial Banking Centers, Group Risk Management, Commercial Advisory Group, Law Group and the Business Service Centre/BLOG. Liaise with clients, lawyers, and Project Monitors, to assist with advancement of draws or the initial legal structure of a deal.

What do you need to succeed?

Must-have

• Previous commercial lending experience
• Strong knowledge of commercial credit rules and guidelines
• Ability to prioritize and manage competing demands from various groups with which the real estate middle office interacts
• Ability to balance putting \xe2\x80\x9cClient First\xe2\x80\x9d and ensuring that standards are maintained and deliverables are provided
• Professional oral and written communication skills
• Sound judgement and critical thinking skills
• Ability to work effectively in an interactive team environment
• Applicants from Montreal must be bilingual in French and English - required to communicate with teams located across Canada

Nice-to-have

• Commercial Account Management or Commercial Credit adjudication experience.
• GRM experience.

What\xe2\x80\x99s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• Competitive Compensation
• A professional and supportive team environment
• A comprehensive training program on internal processes and systems
• Career progression if you have what it takes to be the best.

RBC is committed to supporting flexible work arrangements when and where available. Details to be discussed with Hiring Manager.



Fran\xc3\xa7ais

Faites carri\xc3\xa8re avec nous !

Ax\xc3\xa9e sur le soutien, la culture de RBC est riche en opportunit\xc3\xa9s et en r\xc3\xa9compenses. M\xc3\xbb par un esprit de coop\xc3\xa9ration, vous contribuerez \xc3\xa0 la r\xc3\xa9ussite des clients et \xc3\xa0 la prosp\xc3\xa9rit\xc3\xa9 des collectivit\xc3\xa9s.

Que vous aidiez nos clients \xc3\xa0 d\xc3\xa9nicher de nouvelles occasions, conceviez de nouvelles technologies ou apportez des conseils d\xe2\x80\x99expert aux partenaires internes, vous accomplirez un travail utile dans un environnement ax\xc3\xa9 sur le travail d\xe2\x80\x99\xc3\xa9quipe, le service, la responsabilit\xc3\xa9, la diversit\xc3\xa9 et l\xe2\x80\x99int\xc3\xa9grit\xc3\xa9.

En quoi consiste l\xe2\x80\x99emploi ?

Vous assurerez la surveillance des risques li\xc3\xa9s aux op\xc3\xa9rations immobili\xc3\xa8res complexes de plus de 7,5 M $ effectu\xc3\xa9es par syndication restreinte ou syndication ou par montage bilat\xc3\xa9ral. Vous r\xc3\xa9pondrez ponctuellement aux demandes de tirage des clients et interagirez avec des partenaires de RBC et partenaires externes. Vous g\xc3\xa9rerez le portefeuille attribu\xc3\xa9 conform\xc3\xa9ment aux politiques et aux proc\xc3\xa9dures, et veillerez \xc3\xa0 att\xc3\xa9nuer les risques li\xc3\xa9s au financement de projets immobiliers et de construction.

\xc3\x80 noter : il s\xe2\x80\x99agit d\xe2\x80\x99un poste pouvant b\xc3\xa9n\xc3\xa9ficier d\xe2\x80\x99un arrangement de travail hybride.

Quelles seront vos t\xc3\xa2ches ?

• Faire preuve de discernement pour autoriser les op\xc3\xa9rations qui d\xc3\xa9rogent aux directives, prot\xc3\xa9ger la banque des risques et signaler les lacunes proc\xc3\xa9durales
• Rep\xc3\xa9rer les risques et collaborer avec les directeurs de comptes commerciaux, la Gestion des risques (GDR) et le Bureau national pour les adresser
• Exercer une surveillance et suivre les proc\xc3\xa9dures afin d\xe2\x80\x99assurer la conformit\xc3\xa9 aux modalit\xc3\xa9s des pr\xc3\xaats et des autres ententes conclues avec les clients
• Veiller au respect des exigences li\xc3\xa9es aux conditions de d\xc3\xa9caissement, LAB etsignataires autoris\xc3\xa9s \xe2\x80\x93 avant d\xe2\x80\x99autoriser les avances progressives dans les limites conscrites des pouvoirs d\xe2\x80\x99approbation relatifs aux projets de construction
• Suivre les politiques et directives en faisant preuve de jugement quant \xc3\xa0 la gestion des projets, et des clients assign\xc3\xa9s u portefeuille de construction immobili\xc3\xa8re de la Banque
• \xc3\x89valuer et d\xc3\xa9finir les risques li\xc3\xa9s aux projets de construction et aux clients assign\xc3\xa9s, et signaler les situations en cours de d\xc3\xa9t\xc3\xa9rioration ou \xc3\xa0 haut risque au directeur de comptes ou au directeur principal senior, Bureau administratif, Services immobiliers
• Tenir \xc3\xa0 jour des rapports de suivi des projets et des clients assign\xc3\xa9s
• Collaborer avec les Centres bancaires commerciaux, la Gestion des risques, le Groupe Conseil March\xc3\xa9s Commerciaux, le Groupe juridique et le Centre des services \xc3\xa0 l\xe2\x80\x99entreprise/CSE
• Assurer la liaison avec les clients, les avocats et les surveillants de projets pour faciliter le processus de tirage ou l\xe2\x80\x99\xc3\xa9tablissement de la structure juridique initiale d\xe2\x80\x99une op\xc3\xa9ration

Que vous faut-il pour r\xc3\xa9ussir ?

Comp\xc3\xa9tences essentielles

• Exp\xc3\xa9rience pr\xc3\xa9alable en cr\xc3\xa9dit commercial
• Connaissance approfondie des r\xc3\xa8gles et des directives en mati\xc3\xa8re de cr\xc3\xa9dit commercial
• Capacit\xc3\xa9 d\xe2\x80\x99\xc3\xa9tablir les priorit\xc3\xa9s et de g\xc3\xa9rer des demandes conflictuelles provenant de diff\xc3\xa9rents groupes qui interagissent avec le Bureau administratif, Services immobiliers
• Capacit\xc3\xa9 d\xe2\x80\x99\xc3\xa9tablir un \xc3\xa9quilibre entre l\xe2\x80\x99importance de prioriser le client tout en veillant \xc3\xa0 ce que les normes soient maintenues et que les comptes rendus et rapports soient fournis
• Excellentes aptitudes en communication orale et \xc3\xa9crite
• Faire preuve de bon jugement et d\xe2\x80\x99esprit critique
• Capacit\xc3\xa9 de travailler efficacement en \xc3\xa9quipe
• Les candidats de Montr\xc3\xa9al doivent \xc3\xaatre bilingues (anglais et fran\xc3\xa7ais) - devront communiquer avec des \xc3\xa9quipes dans l\xe2\x80\x99ensemble du Canada

Autres qualit\xc3\xa9s recherch\xc3\xa9es

• Exp\xc3\xa9rience en gestion de comptes commerciaux ou en prise de d\xc3\xa9cision \xc3\xa0 l\xe2\x80\x99octroi de facilit\xc3\xa9s de cr\xc3\xa9dits commerciaux
• Exp\xc3\xa9rience de GDR

Qu\xe2\x80\x99y gagnerez-vous ?

Nous donnons notre pleine mesure, pensons autrement afin de poursuivre notre croissance et collaborons afin d\xe2\x80\x99offrir des conseils fiables qui contribueront \xc3\xa0 la r\xc3\xa9ussite des clients et \xc3\xa0 la prosp\xc3\xa9rit\xc3\xa9 des collectivit\xc3\xa9s. Nous nous soucions du bien-\xc3\xaatre de chacun et chacune et aspirons \xc3\xa0 r\xc3\xa9aliser notre plein potentiel, \xc3\xa0 favoriser l\xe2\x80\x99essor des collectivit\xc3\xa9s et \xc3\xa0 contribuer \xc3\xa0 la r\xc3\xa9ussite de tous et toutes.

• R\xc3\xa9mun\xc3\xa9ration concurrentielle.
• Environnement professionnel d\xc3\xa9veloppant l\xe2\x80\x99esprit d\xe2\x80\x99\xc3\xa9quipe.
• Programme de formation exhaustif sur les processus de contr\xc3\xb4le et les syst\xc3\xa8mes internes.
• L\xe2\x80\x99occasion de faire avancer votre carri\xc3\xa8re si vous avez les comp\xc3\xa9tences n\xc3\xa9cessaires.

RBC autorise les arrangements de travail flexibles lorsque possible. D\xc3\xa9tails \xc3\xa0 discuter avec le charg\xc3\xa9 \xc3\xa0 l\xe2\x80\x99embauche.

Joignez-vous \xc3\xa0 notre communaut\xc3\xa9 de talents

Tenez-vous au courant des formidables perspectives de carri\xc3\xa8re offertes \xc3\xa0 RBC. Inscrivez-vous et recevez des renseignements sur les plus r\xc3\xa9centes offres d\xe2\x80\x99emploi et les activit\xc3\xa9s de recrutement qui vous int\xc3\xa9ressent, de m\xc3\xaame que des conseils en mati\xc3\xa8re de gestion de carri\xc3\xa8re.

Repoussez vos limites et b\xc3\xa2tissez un nouvel avenir \xc3\xa0 RBC. D\xc3\xa9couvrez comment nous mettons notre passion et notre motivation au service du bien-\xc3\xaatre des clients et des collectivit\xc3\xa9s \xc3\xa0 rbc.com/carri\xc3\xa8res.

Job Summary

Address: TORONTO, Ontario, Canada

City: CAN-BC-VANCOUVER, CAN-MB-WINNIPEG, CAN-ON-TORONTO, CAN-QC-MONTR\xc3\x89AL

Country: Canada

Work hours/week: 37.5

Employment Type: Full time

Platform: Personal and Commercial Banking

Job Type: Regular

Pay Type: Salaried

Posted Date: 2023-07-18

Application Deadline: 2023-09-09

Inclusion and Equal Opportunity Employment

At RBC, we embrace diversity and inclusion for innovation and growth. We are committed to building inclusive teams and an equitable workplace for our employees to bring their true selves to work. We are taking actions to tackle issues of inequity and systemic bias to support our diverse talent, clients and communities.

We also strive to provide an accessible candidate experience for our prospective employees with different abilities. Please let us know if you need any accommodations during the recruitment process.

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