Job Description

We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients.
At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.
To learn more about CIBC, please visit
CIBC.com

What You’ll Be Doing
Reporting to the Director, Pricing and Analytics, Automotive Finance this position will partner with Risk, Finance, Analytics & Decisions Science and other units to develop and enhance models and scorecards, and will lead the application and refinement of these tools to the business, with the goal of maximizing risk-adjusted profitability
At CIBC we enable the work environment most optimal for you to thrive in your role. You’ll have the flexibility to manage your work activities within a hybrid work arrangement where you’ll spend 1-3 days per week on-site, while other days will be remote.
How You’ll Succeed
Develop and execute client pricing strategies and dealer / OEM incentive structures that optimize long-term risk-adjusted returns. Contribute to the development of credit models to predict risk and other key outcomes at the client, dealer and OEM level. Maintain ongoing accountability to Finance, Risk and other partners for business results Work with Risk, Analytics & Decision Science and other units to build partnerships and learn and apply best practices, and share learnings developed in Automotive Finance. Develop key measures and reports necessary to track and manage the effectiveness of existing models. Maintain an awareness of industry trends and products, particularly in the area of bureau scores and bureau data, and other data sources and techniques that could be used to predict risk-adjusted profitability
Who You Are

• You can demonstrate 3 plus years’ experience in predictive analytics with elements of credit risk and profit optimization, particularly related to retail Automotive Finance
• You give meaning to data. You enjoy investigating complex problems, and making sense of information using tools like Excel, R, Sas and SQL. You're confident in your ability to communicate detailed information in an impactful way
• You have a University degree with strong knowledge of mathematics/statistics, applied in a relevant industry context.
• Values matter to you. You bring your real self to work and you live our values – trust, teamwork and accountability.
• You're passionate about people. You find meaning in relationships, and surround yourself with a diverse network of partners. You build trust through respect and authenticity.
• You put our clients first. You engage with purpose to find the right solutions. You go the extra mile, because it's the right thing to do.
• You understand that success is in the details. You notice things that others don't. Your critical thinking skills help to inform your decision making.
• Your influence makes an impact. You know that relationships and networks are essential to success. You inspire outcomes by making yourself heard.
• You're driven by collective success. You know that collaboration can transform a good idea into a great one. You understand the power of an inclusive team that enjoys working together to bring a shared vision.

What CIBC offers
At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck.

• We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a health benefits program, defined benefit pension plan, an employee share purchase plan and MomentMakers, our social, points-based recognition program.
• Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.
• We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.

What you need to know

• 
  CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact
  Mailbox.careers-carrieres@cibc.com
• 
  You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit.

Job Location Toronto-81 Bay, 24th Floor
Employment Type Regular
Weekly Hours 37.5
Skills
SQL Database Queries