Job Description

:

Our bottom line is different.

There\'s something special about working at ATB, and it\'s been recognized on every that matters. Maybe it\'s our exceptional culture where your is supported through market-leading benefits and you\'re free to bring your whole self to work. Maybe it\'s our commitment to a growth mindset and our unrelenting thirst for for fellow Albertans-even the ones who aren\'t our clients.

Whatever it is, you won\'t find a more genuine, driven and knowledgeable group of humans anywhere. We foster a culture of purpose, performance and possibilities. We engage with intense curiosity, and bring our whole selves to work, every day. We know it starts with people like you, so take a chance and start with us.

Department: Risk Management

Job Number: REQ6154

Location: Anywhere in Alberta (only) - Please note that the team does meet in person in Edmonton or Calgary on an occasional basis.

Apply by: May 9, 2023

Paygrade:M - OTH

# Positions available: 1

System Job Title: Credit Mgr8

Leader Name: Chris Edel, Managing Director - Agriculture and Energy

As ATB\'s next Director, Business Credit, you will be responsible for providing positive adjudication, profitable growth and management of ATB\'s Agriculture Banking loan portfolio. Generally, this will encompass Agriculture, Agri-business and Agri-foods industry transactions generally ranging from $1 to $25 million. Support is also provided to Small Business adjudication teams.

As with all positions within Credit, their primary focus will involve reviewing and making sound credit decisions on all credit applications received within their area of responsibility, supporting the growth of a quality book of business and living the Credit brand and ATB\'s Credit Risk Philosophy and Appetite.

Director, Business Credit Accountabilities:

• Maintain a mastery level of knowledge in their area of responsibility and credit risk
• Ensure the policies, procedures, products or services they are responsible for remain current, competitive, relevant, and simple.

• Make sound credit decisions, applying a managed risk philosophy, ensuring we balance the needs of ATB and the client, providing simple approvals, and ensuring ATB\'s risk appetite is respected.
• Work within the delegated specific lending limits.

• Assume ownership of the adjudicated files and projects they have responsibility for.
• Maintain a positive partner experience 100% of the time and both our Service Level Agreement and Productivity standards.
• Provide client coaching and/or mentoring on transactions or policy related matters.

• Continuously adapting to the changing environment that they work within.
• Working collaboratively with other Credit team members and those within the Areas of Expertise.
• Develop or re-designing processes and products to be simple and effective.

Requirements:

As the ideal candidate you possess:

• Minimum 5 years small to mid-market Agriculture lending experience in the financial services industry.
• Experience in the diversified or Agri-business lending sector would be an asset.
• Experience as a Relationship Manager or in a Credit adjudication capacity is desirable.
• Post-secondary education in Business, Agriculture, CFA, MBA or an equivalent discipline would be an asset.
• While not required initially, you will be required to develop a mastery level of knowledge of the industries and the policy/products/processes that will be assigned.
• The intuitive ability to balance a number of diverse transactions and arrive at a sound decision and structure quickly.
• The ability to identify and measure (both in terms of probability and quantity) risk and establish appropriate methods to monitor and manage.
• The successful candidate will be required to obtain their Credit Risk Certification and participate in Credit\'s Accreditation and Mastery programs.
• Possesses the leadership attributes supported by ATB (i.e., the intrinsic motivation and drive to excel; the ability to build sustaining relationships).

At ATB, we know that as you develop in your career, you gain many transferable skills. If you believe your experience and qualities are what we are looking for, please consider applying.

Interested? If you know one of our team members, reach out to them BEFORE applying and ask them for a referral link to help your application stand out.

Online applications are preferred. Please reach out if you require any accommodations.

Benefits:

Be great. Be you. Believe.

We are dedicated to building a workforce reflective of the diversity within our communities and creating an environment where every team member has what they need to reach their potential. We encourage candidates from all equity-seeking groups to apply.

What happens ?

Thank you for applying online. If you are shortlisted for this opportunity, you will hear from us after the posting close date regarding next steps. We might ask you to participate in a or phone interview. If you require any accommodations, please let us know.

Stay in touch!

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ATB Financial