Credit Analyst
Vancouver, BC, Canada
Job Description
b'
About us: Peoples Group is a boutique Financial Institution with offices located in Vancouver, Calgary, Toronto, and Montreal that has been in the Canadian marketplace for over 30 years. Our mission is to exceed our customers\' expectations by providing exceptional customer service backed by extensive product knowledge and experience. Our culture here at Peoples Group is formed by our values; Strength-Based, Relationship Focused and Passionate Execution. We believe people don\'t choose a company to work for, they choose a company to join. We also believe that people come first and each day we strive to be willing, trustworthy, and creative. About you: You are an analytical individual who enjoys the operational side of credit underwriting. You have previous credit analysis experience and can read and understand bank statements and credit reports. You have high attention to detail and are an independent decision maker and problem solver. You can analyze a problem and assess the risk to make sound business decisions. About you / qualifications:
- 2 years\xe2\x80\x99 experience in lending including risk management, fraud prevention, credit adjudication, and compliance
- Strong interpersonal, organizational and time management skills
- Ability to work independently and in a team environment
- Excellent communication and presentation skills both written and verbal
- Strong computer skills, including Excel, Word, Outlook
- Adaptable, flexible and responsive to change
- Proficiency in Salesforce.com
- Manage entire underwriting process, ensuring formalized underwriting policies and procedures are being adhered to
- Make prudent credit decisions on complex, potentially higher risk loan files
- Receive, review, analyze and verify loan applications for completeness, accuracy, suitability and risk to ensure compliance with all aspects of company\xe2\x80\x99s credit policies, procedures and guidelines
- Maintain consistent, objective and sound risk assessments in a high volume, service-oriented environment
- Prepare and issue conditional loan approvals outlining all conditions that must be met to the company\xe2\x80\x99s satisfaction
- Review files and recommend loan applications for final approval; maintain accurate information and detailed documentation on applications
- Issue loan approvals according to negotiated and approved terms
- Review completeness and quality of file documentation prepared prior to funding
- Adhere to defined Service Level Agreement in acknowledging applications and following up on additional required information
- Work effectively with all internal business partners to underwriting quality transactions and provide a high level of service
- Provide help to analyze and discover trends within credit model to consistently improve pricing and decision-making algorithm
- Embody company culture and be professionally presented
- Collaborate with IT on credit and sales technology initiatives
Help us get to know you better by answering our application questions! Your participation is an expected and essential part of our selection process. NOTE: Please accept our utmost appreciation for your interest; however only those applicants under consideration will be contacted. Peoples Group is an Equal Employment Opportunity employer.
Beware of fraud agents! do not pay money to get a job
MNCJobz.com will not be responsible for any payment made to a third-party. All Terms of Use are applicable.
Related Jobs
Job Detail
-
Job IdJD2141056
-
IndustryNot mentioned
-
Total Positions1
-
Job Type:Full Time
-
Salary:Not mentioned
-
Employment StatusPermanent
-
Job LocationVancouver, BC, Canada
-
EducationNot mentioned