Credit Analyst

Essex, ON, Canada

Job Description

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Career Opportunity

Libro is growing \xe2\x80\x93 and Libro is hiring.

Our expansion plans include a series of new hires across southwestern Ontario. Take a look.

www.libro.ca/careers

Who We Are

Imagine working for an organization where every employee and customer is an Owner.

No matter whether a customer Owner or employee Owner, everything we do at Libro is about helping people prosper. We recruit and develop experts like you; Epic Humans who are ready to offer the best possible advice, coaching and service, when and how our Owners need it.

Libro is a progressive employer who invests heavily in the development and career ambitions of our staff. Our hiring philosophy is focused finding candidates who carry a positive attitude, a desire to learn, and a passion for helping our staff and Owners (customers) grow financial confidence. We commit to teaching and supporting you as you learn the skills you need.

What Opportunity Awaits?

With internal movement and promotions, Libro is pleased to post an opening for a passionately accountable Full-time Credit Analyst (Business Banking) currently assigned to support our portfolios throughout the Windsor Essex Lambton Kent Middlesex Region. Working with Relationship Manager(s), the Credit Analyst will complete financial input, analysis and credit submission preparation for our Business Owners. This role manages monthly and annual review processes, as well as identifying business opportunities that help grow the pipeline. The successful candidate will play a key role in ensuring Libro is able to effectively service our Owners in providing strong underwriting, analysis and risk support - Could you be Libro?

This position is eligible for remote work.

The Epic Human we are looking for will:
Structure and document credit arrangements and identify referral opportunities (including cash management) for Libro\xe2\x80\x99s Business Owners and prospects
Assist Relationship Managers in negotiating terms of credit and appropriately assess risk
Exhibit strong financial industry knowledge and expertise to proactively assess and anticipate Owner needs
Prepare and recommend credit applications (renewals/amendments/new business) to Relationship Managers, ensuring that the application is submitted to the appropriate lending authority
Support Relationship Managers in proactively managing high-risk loans and identifying potential risk issues
Demonstrate strong analytical skills in the areas of balance sheets, cash flow mechanics, and business plans
Provide high quality Owner service in an accurate, timely and professional manner
Show a positive attitude and demonstrate co-operation among fellow staff members.

Qualifications Required

A university degree with related courses in the area of business finance or agriculture
Work experience of 7-10 years; a minimum of 5-7 years of commercial or agricultural experience within a financial institution
Experience identifying problems and gathering information to develop and implement effective solutions
Excellent communication skills, both written and verbal
Strong knowledge and experience of personal computer applications.

How we bring Joyful in our work :
Competitive salaries and employee pension plans
Comprehensive benefit package including health, dental, and vision
Generous vacation time
Employee wellness programs
Staff accounts and Staff rates on products and services
Staff appreciation programs and awards
Career development opportunities including tuition assistance
Commitment to Corporate Social Responsibility; Certified B-Corp, Living Wage Employer and key business pillars aligned to our promise of growing prosperity in Southwestern Ontario
A number of other great perks and rewards; fitness club discounts, technology offers, travel and entertainment deals, just for being part of our great team

If you\'re passionate about helping your community, interested in being part of a remarkable team, and want to help grow prosperity in Southwestern Ontario - we want to hear from you!

With a purpose beyond profit, Libro Credit Union is proud to be a Certified B Corporation, joining leaders of a global movement of people using business as a force for good. Serving families, farms, and enterprises in southwestern Ontario, Libro offers an inclusive, forward thinking approach to banking \xe2\x80\x93 all centered on growing prosperity. Libro pursues its purpose through four key pillars \xe2\x80\x93 employment, financial resilience, local food accessibility, and housing.

Libro is committed to fostering a safe, healthy and inclusive work environment that inspires respect. Following the advice of Canadian health authorities to mitigate the risk of potential spread of COVID-19 and support social distancing, all recruiting activities including interviews will be conducted virtually.

Libro will provide accommodations to candidates with disabilities, upon request.

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Job Detail

  • Job Id
    JD2131977
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    Essex, ON, Canada
  • Education
    Not mentioned