AutoCapital Canada Inc. is part of privately-owned Canadian national financial services company with multiple verticals across automotive, consumer, and merchant lending portfolios. We manage the entire lifecycle of the finance receivable from credit adjudication through to contract administration, customer service, default management and post charge-off recoveries. AutoCapital Canada works with Automobile Dealer Partners to help clients finance the purchase of new and used vehicles. When it comes to our customers, partners, and each other, we are always motivated by doing the \xe2\x80\x9cright thing\xe2\x80\x9d. We are always looking to find the best people and the right methods that allow us to meet this goal and look to the future for growth. What your day and week could look like Reporting to the Credit Manager, a Credit Analyst plays an essential role in executing on risk strategy while weighing situational risk and issuing quality approvals that expand our portfolio. This includes:
Reviewing and adjudicating vehicle loan applications by assessing customer\'s credit worthiness based on credit history, affordability, and collateral valuation
Ensuring loan applications are decisioned accurately and timely in a fast-paced environment and in accordance with the company\xe2\x80\x99s policies and procedures
Conducting preliminary validation of application details
Communicating with dealers and sales team regarding active applications over the phone and through email
Answering and responding promptly to inbound calls from dealer partners for prime credit activities.
Making outbound calls to dealer to obtain additional information regarding applications and negotiate the terms of credit approval.
Balancing your attention between new applications, resubmissions, and any rush requests
Handling all customer requests with service excellence in a timely manner
Working in a face-paced environment to achieve departmental service level goals.
Displaying a commitment towards teamwork and collaboration.
What you bring
Strong computer and technical skills to work across multiple platforms
Ability to multi-task in a fast-paced environment
Proven organizational skills with attention to detail with an ability to pick out inconsistencies
Solid interpersonal and team building skills
Customer service skills aimed at delighting our dealer partners
Motivation and drive towards continuous learning and growth within your role and the company
Dependability and self-motivation
Upbeat and results-oriented team contributions
Experience in an Auto Finance company is an asset
What you can expect from us Our Employee Experience is aimed at supporting and inspiring our talented team through:
A passionate team dedicated to the support and empowerment of others
An environment where creative, innovative thinking is encouraged
Time off to re-energize with a starting vacation entitlement of 15 days/year as well as personal days
Additional Information
Priority will be given to candidates with availability and flexibility to weekday shifts from 8:00 a.m. and midnight EST and/or weekend shifts from 8:00 a.m. and 11:00 p.m. EST.
To be considered for employment you will need to successfully pass a criminal background check and a validation of your work experience.
Next Steps Adding to our team is one of the important steps that happens in our business. We\xe2\x80\x99ve taken the time to be purposeful and thoughtful with this job posting. Please take time to do the same with your application. Help us understand how you see your work experience as relatable to this job posting. AutoCapital Canada is an equal opportunity employer and values diversity. We are committed to building and evolving a team reflecting a variety of backgrounds, perspectives, and skills. Thank you to all interested applicants. Only candidates who possess the experience, skills, and qualifications outlined above will be contacted for next steps in the hiring process.
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