Job Description

We\xe2\x80\x99re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what\xe2\x80\x99s right for our clients.

At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.

To learn more about CIBC, please visit



What You\xe2\x80\x99ll Be Doing

The Senior Consultant, Forecasting and Analytics is an expert in understanding the performance and quality of the different retail portfolios from a risk perspective. You will deliver analytic and reporting to understand the underlining drivers and performance of the different retail portfolio. You\xe2\x80\x99ll deliver impactful analytics to understand the performance, and quality of the different retail portfolios as well as supporting strategies, and drive enhanced business decisions on managing the retail portfolios. In addition, you will be responsible to develop and deliver delinquency and quarterly net credit loss forecasting of different retail products, as well as supporting/developing analytics to stress test losses under a variety of economic scenarios and quantify the impact of mitigating actions.

At CIBC we enable the work environment most optimal for you to thrive in your role. You\xe2\x80\x99ll have the flexibility to manage your work activities within a hybrid work arrangement where you\xe2\x80\x99ll spend 1-3 days per week on-site, while other days will be remote.

How You\xe2\x80\x99ll Succeed

Analytical Mindset \xe2\x80\x93 Collect and analyze data/metrics to understand the different portfolios\xe2\x80\x99 trends and performance and apply those findings/ knowledge to all that we do. Challenge the status quo through critical thinking and thoughtful analysis. Diagnose business operation environments and prudently test hypotheses to identify actionable insights.

Domain Knowledge - Well-versed of best practices and new discoveries in analytical fields, appropriately applying them to achieve team objectives. Knowledgeable of economic trends and implications to develop consumer credit behavior insights.

Relationship Management \xe2\x80\x93 Foster working relationships with business partners to create a collaborative atmosphere. Cultivate new relationships aimed at creating solutions to common objectives.

Portfolio Communication - Ability to create analyses and package into presentations and communicate to the end users (executives). Have the ability to adjust the messages and presentation depending on the end users.

Who You Are

You can demonstrate experience with Retail Credit risk along with a strong knowledge of retail risk management concepts, the credit life-cycle, and portfolio performance drivers. It is an asset if you have analytical experience with a sound understanding of analytical methodologies and techniques that deliver the most relevant and innovative insights, as well as, SAS knowledge. In addition, ability to interpret data and translate it into insights with business meaning

Strong written communication skills to develop reports and presentation decks tailored to diverse audiences ranging from non-risk specialists to senior executive levels

You embrace and champion change by continuously evolving your thinking and the way you work in order to deliver your best.

Values matter to you. You bring your real self to work and you live our values \xe2\x80\x93 trust,teamwork and accountability.

What CIBC Offers

At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck.

• We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a health benefits program, defined benefit pension plan, an employee share purchase plan and MomentMakers, our social, points-based recognition program.
• Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.
• We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.

What you need to know

CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact

You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit.

Job Location Toronto-81 Bay, 29th Floor

Employment Type Regular

Weekly Hours 37.5

Skills

Actionable Insights, Business, Credit Risks, Economics, Risk Analytics, Risk Management

CIBC