Job Description

Job Summary

We are seeking a detail-oriented and experienced Senior Mortgage Underwriter to join our dynamic team. In this role, you will be responsible for evaluating and analyzing mortgage loan applications to determine creditworthiness and risk levels. You will utilize your expertise in Prime, Alternative and Private Lending, risk analysis, and negotiation to ensure that all underwriting decisions align with company policies and regulatory requirements.

Duties

Review and assess mortgage loan applications, including income verification, credit reports, and property appraisals. Conduct thorough risk analysis to identify potential issues and recommend solutions. Collaborate with loan officers and other stakeholders to negotiate terms and conditions of loans. Collect and analyze data to support underwriting decisions, ensuring accuracy and compliance with lending guidelines. Maintain up-to-date knowledge of industry trends, regulations, and best practices in mortgage underwriting. Provide mentorship and guidance to junior underwriters, fostering a collaborative team environment. Prepare detailed reports on underwriting decisions for management review.

Qualifications

3-5 year minimum experience as a mortgage underwriter, preferable experience working for a Mortgage Broker/Brokerage Experience in Prime Lending, Alternative Lending and Private Lending Proven ability to manage files across multiple lenders in a brokerage environment. Excellent analytical, organizational, and decision-making skills. Proficiency with Filogix/Velocity, ScarlettDOS, Gsuite and Microsoft Office. Ability to work independently and remotely. Strong negotiation skills with the ability to communicate effectively with clients and team members. Familiarity with current lending regulations and compliance standards is essential.

What We Offer

Fully remote work-from-home flexibility. Competitive compensation based on experience. Opportunity to grow within a brokerage partnered with

50+ lenders

. Supportive, collaborative team environment that values efficiency and compliance.

How to Apply

If you have underwriting experience working within a mortgage brokerage and want to join a dynamic, growing team, please send your resume and cover letter to us.

Job Type: Full-time

Pay: $60,000.00-$85,000.00 per year

Experience:

Underwriting: 3 years (preferred)
Language:

English (preferred)
Work Location: Remote