Job Description

TD Description

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Department Overview

Environment, Social & Governance Credit Risk Management (ESG-CRM) under Non-Financial Risk Management (NFRM) is responsible for the identification, assessment, remediation and reporting of climate risk within TDBG's credit portfolio. The group is accountable for ensuring that the risks associated with climate change are incorporated into the broader assessment of how TD's credit products and exposures fit within TD's Risk Appetite. ESG-CRM provides strategic guidance, advice and independent challenge to support TD in achieving its climate objectives in the broader context of meeting its strategic objectives.

Job Requirements

• Strong people leadership; know how to lead high performing teams, communicate well and take time to coach and develop others
• Organizational awareness; know how to engage the organization to get things done and deal with complex change
• Independent leader; able to execute while constantly striving to find ways to do things better
• Excellent relationship management and communication skills
• Risk focused; driven to support the Business prudently, with a focus on solutions that work through the economic cycle
• Strategic Thinking; motivated to continuously find ways to assess risks, enhance capabilities, processes and generally strive to do things better
• Impact and Influence; proven ability to effectively collaborate, manage stakeholders and impact and influence others.

Additional Information

• Credit risk experience and/or stress testing/modelling/loss forecasting experience is preferred
• ESG experience or experience in other risk areas are considered assets

Hours

37.5



Reporting to the Vice President, ESG-CRM, the Senior Manager will lead the team responsible for developing portfolio level analysis and risk controls to support the effective management of climate risk within TD's Retail and Non-Retail lending portfolios across the Banks' global footprint. The successful candidate will need to lead a team covering a wide variety of topics in a fast-paced and results-oriented environment for an emerging high-profile area of focus.

Key accountabilities include:

• Lead a team of 3-4 individuals while leveraging the broader organization and ESG Risk team to make meaningful progress in our understanding and management of climate risk within the credit portfolio
• Given a broad range of initiatives and areas of enhancement, provide thought leadership and strategic and tactical recommendations on the prioritization of deliverables and an iterative approach to delivery
• Build for the future by attracting, motivating and retaining a highly diverse, qualified and engaged team to achieve business objectives
• Coordinate the execution of ESG scenario analysis for the Credit Portfolio, working closely with partners across ESG-Risk, the Businesses, Model Development and Loss Forecasting
• Manage the process to quantify and understand the implications of climate scenario analysis on the credit portfolio, leveraging credit expertise to develop sensitivity analysis and strategic insights
• Develop Climate Credit Risk Action Plans, working with our Business and 2A Credit Risk partners to increase our preparedness, including establishing an inventory of potential actions that could be taken to mitigate climate risk and identifying and prioritizing any associated system and data enhancements
• Work with Credit Risk Policy to systematically embed climate risk considerations into industry risk ratings, credit concentration limits (e.g., industry, geography, asset classes) and business strategy reviews
• Support the ongoing enhancements of the Climate Credit Risk Dashboard to continue to focus on articulating the 'so what' and add granularity
• Maintain the E&S Credit Risk Policy to reflect TD's climate risk appetite and governance approach

Inclusiveness

At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live and serve. If you require an accommodation for the recruitment/interview process (including alternate formats of materials, or accessible meeting rooms or other accommodation), please let us know and we will work with you to meet your needs.

Business Line

Corporate

Job Category - Primary

Risk Management

Job Category(s)

Risk Management

Job Family

Credit Risk Management

Time Type

Full Time

Employment Type

Regular