Job Description

424069BR
Risk Management
Toronto, ON
November 3, 2023
Hours
37.5 Workplace Model
Hybrid Pay Details
We\xe2\x80\x99re committed to providing fair and equitable compensation to all our colleagues. As a candidate, we encourage you to have an open dialogue with your recruiter and ask compensation related questions, including pay details for this role. Department Overview
Environment, Social & Governance Credit Risk Management (ESG-CRM) under Non-Financial Risk Management (NFRM) is responsible for the identification, assessment, remediation and reporting of climate risk within TDBG\xe2\x80\x99s credit portfolio. The group is accountable for ensuring that the risks associated with climate change are incorporated into the broader assessment of how TD\xe2\x80\x99s credit products and exposures fit within TD\xe2\x80\x99s Risk Appetite. ESG-CRM provides strategic guidance, advice and independent challenge to support TD in achieving its climate objectives in the broader context of meeting its strategic objectives. Job Details
Reporting to the Senior Manager, ESG-CRM, the Credit Risk Manager will support implementing and executing the strategy to incorporate climate risk considerations into credit process. The successful candidate will work in a fast-paced and results-oriented environment for an emerging high-profile area of focus and will be part of a learning culture where ongoing development is encouraged. Key accountabilities include:

• Lead the Climate Credit Analytics initiative to advance our analytical capabilities to identify and measure transition and physical climate risk impact on non-retail borrowers within climate-sensitive industries;
• Develop and implement the approach to improve climate risk considerations within transactional credit processes for non-retail lending; Coordinate workshops with industry representatives from lines of business and/or credit risk management teams to solicit feedback, expertise opinion, and build rapport;
• Coordinate review and validation activities, as applicable, for climate credit risk vendor models;
• Collaborate with other climate initiatives (e.g., Scenario Analysis Program) to connect use cases and build synergies;
• Represent credit risk in climate-related workshops and engage senior management on key decision-making as appropriate;
• Support ad-hoc deliverables and initiatives related to climate risk management on TD\xe2\x80\x99s lending business;

Job Requirements

• Strategic thinking: convergent and divergent thinking; think outside the box; ability to connect the dots
• Analytical skills: ability to analyze data/ information, to effectively challenge, and to make proper recommendation
• Strong communication skills: clear articulation of the risks identified; facilitate effective discussion on complex issues
• Relationship management skills: know how to work with both Business and Technology partners
• Conflict resolution skills: ability to effectively address different opinions and to deliver results
• Adaptivity: ability to remain organized and manage through multiple deliverables
• Organizational awareness: acumen to understand roles, relationships, and structures within the organization
• Business credit management, ESG, and/or risk management experience are considered assets

Additional Information
#LI-Hybrid Company Overview
Our Values
At TD we\xe2\x80\x99re guided by our purpose is to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture. Making Your Well-being a Priority
A supportive culture that promotes colleague well-being is core to who we are. At TD, we focus on total well-being with extensive programs to help colleagues assess, manage, and improve their well-being across four core pillars \xe2\x80\x94 physical, financial, social and mental/emotional. In addition, we champion a safe and inclusive work environment so colleagues feel a sense of belonging and feel supported in their personal and professional growth. Through our focus on well-being, we know that we can help our colleagues thrive, contribute to our culture of care, and support better business outcomes, because when colleagues feel their best, they\xe2\x80\x99re more likely to do their best. Our Total Rewards Package
Our Total Rewards package reflects the investment we make in our colleagues to help them, and their families achieve their well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits including medical, dental, vision & mental health coverage, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. How We Work
At TD, we believe in-person connections fuel collaboration and collective creativity. Our workplace experience empowers colleagues to do great work side-by-side at TD locations, while offering flexibility to work remotely where it makes sense for the work and team. Our teams work in one of three workplace models: Hybrid, Onsite and Primarily Remote. Wherever our colleagues are working, they\xe2\x80\x99ll always have access to the TD community and experience our culture of care. Who We Are
TD is one of the world\xe2\x80\x99s leading global financial institutions and is the fifth largest bank in North America by branches. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you\xe2\x80\x99ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we\xe2\x80\x99re here to support you towards your goals. As an organization, we keep growing \xe2\x80\x93 and so will you. Inclusiveness
Our Commitment to Diversity, Equity, and Inclusion
At TD, we\xe2\x80\x99re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We\xe2\x80\x99re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve. Accommodation
Your accessibility is important to us. Please let us know if you\xe2\x80\x99d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process. How We\xe2\x80\x99re Helping Make an Impact in Communities
TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. That\xe2\x80\x99s why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative. Under the TD Ready Commitment, we are targeting a total of $1 billion by 2030 in community giving four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It\xe2\x80\x99s our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities. We look forward to hearing from you!