Job Description

Employment Status: Full Time, Permanent
Reporting to: Manager, Credit Risk Management Department
Location: Richmond Hill, OntarioResponsibilities Complete thorough, in-depth analysis of new credit requests, credit change requests, renewals and annual relationship reviews
Perform customer credit rating reviews
Report to the Manager findings and submit required reports if needed
Ensure that all credit files are complete, identify any documentation deficiencies, and report to Manager and credit administration team as needed for timely resolution
Provide technical advice or other assistance to managers if needed
Review loan files to ensure compliance, maintain the Bank's lending policies and procedures
Assist with front officers on loan related issues
Complete requested reports for the Senior Managements, Credit Committee, on a timely basis
Other duties as assigned by supervisorRequirements 5+ years of credit work experience in Canadian banks, preferably in sectors such as real estate, mining and energy, transportation, wholesale or syndicated loan
Bachelor's degree in finance, accounting, law or relevant areas
CFA or CPA designation is preferred
Able to complete work professionally with minimum instruction
Great analytical skills
Able to perform well under pressure
Great verbal and written communication skills in both English and MandarinJob Types: Full-time, PermanentAdditional pay:

• Bonus pay
• Overtime pay

Benefits:

• Company pension
• Dental care
• Disability insurance
• Employee assistance program
• Extended health care
• Life insurance
• Tuition reimbursement
• Vision care

Schedule:

• Day shift

Education:

• Bachelor's Degree (preferred)

Experience:

• underwriting: 5 years (preferred)
• banking industry: 5 years (preferred)

Language:

• both English and Chinese (preferred)

Licence/Certification:

• CFA or CPA Certification (preferred)