388051BR
Commercial Banking
Montreal, QC
November 9, 2022

Company Overview
Tell us your story. Don\xe2\x80\x99t go unnoticed. Explain why you\xe2\x80\x99re a winning candidate. Think \xe2\x80\x9cTD\xe2\x80\x9d if you crave meaningful work and embrace change like we do. We are a trusted North American leader that cares about people and inspires them to grow and move forward. Stay current and competitive. Carve out a career for yourself. Grow with us. Here\xe2\x80\x99s our story: jobs.td.com Department Overview
The TD Equipment Finance (TDEF) team is a centre of excellence within TD Specialized Commercial Banking. Our mandate is to structure equipment financing (leases and loans) for business clients and prospects as an alternative to other conventional bank sources of financing such as term loans.
For the position of Senior Credit Analyst, TDEF, you will be assessing credit worthiness of potential and existing customers and structuring facilities while adhering to TD\xe2\x80\x99s credit risk policies. You will prepare credit reviews, structure facilities, approve draw requests and have responsibilities for monitoring and control for driving profitable business growth. On a typical day at work, you will: Structure and package competitive credit solutions on time to meet customer needs. This involves preparing credit applications with a high quality of risk assessment, credit structure, due diligence, and credit presentation. You will assess and structure requests for some of TDEF\xe2\x80\x99s largest and most complex financing opportunities.
Actively participate and contribute to the management of TDEF standalone portfolio to ensure accounts are appropriately monitored.
Deliver sound equipment financing expertise.
Present larger, complex transactions to senior management team.
Work with some of the most highly skilled individuals in the equipment finance industry. Continually deliver exceptional service at every interaction and execute on plans to continuously improve the customer experience
Contribute to business objectives for Operational Excellence
Interpret internal and external business challenges and the industry environment, recommend course of action and standard methodologies to improve products, processes or services
Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest
Provide product and industry knowledge for own area of expertise and participate in knowledge transfer within the team and business unit
Keep current on emerging trends and developments and grow knowledge of the business, related tools and techniques Requirements
Undergraduate degree and/or over 7 years of relevant experience
Substantial expertise in credit risk assessment and ability to structure
Excellent analytical, judgement and decision-making skills
Proficient in using MS Office Suite, productivity tools and end-user software
A dynamic professional with a positive approach and strong communications skills to liaise with cross functional teams and colleagues
Robust organizational skills and with the ability to work in a demanding environment and handle multiple deadlines and priorities
Bilingual, English and French. Hours
37.5 Inclusiveness
At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live and serve. If you require an accommodation for the recruitment/interview process (including alternate formats of materials, or accessible meeting rooms or other accommodation), please let us know and we will work with you to meet your needs.