Job Description

Our bottom line is different.

There\xe2\x80\x99s something special about working at ATB, and it\xe2\x80\x99s been recognized on every that matters. Maybe it\xe2\x80\x99s our exceptional culture where your is supported through market-leading benefits and you\xe2\x80\x99re free to bring your whole self to work. Maybe it\xe2\x80\x99s our commitment to a growth mindset and our unrelenting thirst for for fellow Albertans\xe2\x80\x94even the ones who aren\xe2\x80\x99t our clients.

Whatever it is, you won\xe2\x80\x99t find a more genuine, driven and knowledgeable group of humans anywhere. We foster a culture of purpose, performance and possibilities. We engage with intense curiosity, and bring our whole selves to work, every day. We know it starts with people like you, so take a chance and start with us.

Job Number: REQ5994
Location: Anywhere in Alberta #LI-Remote
Apply by: April 11, 2023
Paygrade: J-PFS
System Title: Underwriter 5
# Positions available: 1
Leader Name: Lois Presber

As ATB\xe2\x80\x99s next Real Estate Underwriter, your role includes providing real estate credit expertise in support of ATB\xe2\x80\x99s Real Estate Strategy. You would work with a team of Real Estate focused Underwriters to support our Real Estate Relationship Managers on some of ATBs higher value Real Estate clientele (including commercial and multi residential investment, construction, land development, residential builders, hotels/hospitality and CMHC). You will report to the Real Estate & Healthcare Central Underwriting Director.

As a Real Estate Underwriter, you will be considered a knowledgeable real estate lender. You possess a good understanding of real estate credit solutions & structuring complex credits. While this is not a customer facing role, you may be occasionally required to meet virtually with clients or other external partners

Your day to day work would involve credit risk analysis and preparing formal credit presentations along with meeting with your RM partners to determine optimum credit solutions. There will also be opportunity to showcase your Leadership and presentation skills through various project work.

Responsibilities

• Makes sound credit decisions for clients with risk exposures less than 2 million in lending commitments
• Partner in first line of defense for risk management and make independent recommendations in conjunction with Sales team
• Analyzes financial statements, assesses risk and determines which ATB products and services best meet the needs of the client
• Ensures overall loan quality and supporting documentation is within the acceptable ATB measures and identifies other opportunities while maintaining adherence to established service level agreements

Requirements

• Business or accounting degree or diploma or related business experience
• 3+ years experience underwriting business loans with a strong preference for individuals who maintain a good understanding of the Alberta Real Estate industry
• Strong analytical and financial analysis skills.
• Excellent communication and presentation skills.

At ATB, we know that as you develop in your career, you gain many transferable skills. If you believe your experience and qualities are what we are looking for, please consider applying!

Interested? If you know one of our team members, BEFORE applying, reach out to them and ask them for a referral to help your application stand out.

Online applications are preferred. Please let us know if you require any accommodations.

Benefits

Be great. Be you. Believe.

We are dedicated to building a workforce reflective of the diversity within our communities and creating an environment where every team member has what they need to reach their potential. We encourage candidates from all equity-seeking groups to apply.

What happens ?

Thank you for applying online. If you are shortlisted for this opportunity, you will hear from us after the posting close date regarding next steps. We might ask you to participate in a or phone interview. If you require any accommodations, please let us know.

Stay in touch!

ATB is excited to know you\xe2\x80\x99re interested in a career with us! Follow us on , and to get the inside scoop on what our team is up to.

ATB Financial