POSITION: Mortgage Underwriter LOCATION: Langley, BC REPORTS TO: Manager, Mortgage Underwriting DEPARTMENT: Underwriting JOB DESCRIPTION VWR Capital Corp. is a small but dynamic financial services company headquartered in Langley, BC. We are seeking a full-time Mortgage Underwriter to join our growing team. VWR Capital Corp. (VWR) traces its roots back to the early 1990s when our founder and CEO saw the opportunity to establish a Mortgage Investment Corporation (MIC). Today, VWR has a portfolio of over a half billion in mortgages under administration across British Columbia, Alberta, Saskatchewan, Manitoba, and Ontario. As a Mortgage Underwriter, collaborating effectively with other stakeholders involved in the loan process is essential for accurately assessing risk and ensuring the quality of loan applications. You will play a pivotal role in assessing mortgage loan applications, with a specific focus on collaborating effectively with co-workers, mortgage brokers, Business Development Managers (BDMs), Lawyers and other stakeholders to facilitate a streamlined mortgage application process. We are all about fostering collaborative relationships built on clear communication, thorough documentation, and mutual respect, our mortgage underwriters work together with our stakeholders to effectively assess risk and facilitate the approval of quality loan applications. On a daily basis you will review mortgage applications, analyze the subject property or properties available for security along with supporting documentation, evaluate risk, and ensure compliance with established guidelines. You will decline applications, recommend applications for approval and in some cases, you approve the applications. You will ensure approved applications close as scheduled and as efficiently as possible by following up on outstanding conditions. RESPONSIBILITIES: \xc2\xb7 Work closely with your co-workers and our clients to build strong relationships both internally and externally. \xc2\xb7 As a team player you will share your underwriting expertise to support your co-workers, Business Development Managers and mortgage brokers by maintaining an up-to-date knowledge of company policies, procedures and product offerings. \xc2\xb7 Establishing clear channels of communication is crucial. Underwriters provide guidance on how to strengthen loan applications, address deficiencies, or mitigate risk factors. This collaborative approach ensures that loan submissions meet underwriting criteria and maximizes the chances of approval. \xc2\xb7 Provide ongoing communication with brokers and staff maintaining the highest level of internal and external customer service while addressing inquiries, providing status updates, and offer clarification on underwriting decisions. \xc2\xb7 Analyze mortgage application ensuring all necessary documentation is complete and accurate. Evaluate the marketability of property as well as the creditworthiness of applicants and assess risk factors associated with each application. \xc2\xb7 Evaluate the risk associated with each loan application and make informed decisions by understanding the unique aspects of each application and assessing risk accordingly by providing feedback to brokers on potential issues or areas for improvement. \xc2\xb7 You play a critical role in safeguarding the integrity of the lending process. You will work closely with brokers to ensure that loan applications align with company policies, regulatory requirements, and industry standards. Provide guidance on any necessary adjustments to meet compliance standards. \xc2\xb7 Ensure accurate and complete record-keeping, including communication with brokersregarding missing or incomplete information. \xc2\xb7 Make sound decisions on mortgage loan applications in collaboration with brokers, providing clear explanations for approval or denial decisions. Discuss and explore alternative financing options with brokers when necessary. QUALIFICATIONS: In addition to the qualifications mentioned earlier, we are looking for someone to join our team who thrives in a fast-paced, high-volume environment yet, knows how to have fun! Let\xe2\x80\x99s Talk about You! \xc2\xb7 Adapt quickly to changing circumstances and thrive in dynamic environments. \xc2\xb7 Quick decision-making under pressure in a fast-paced environment \xc2\xb7 Have a proven track record of collaborating effectively with colleagues and contributing to team success. \xc2\xb7 Excel in communication and relationship-building. \xc2\xb7 Demonstrate strong organizational and time management skills to manage priorities efficiently. \xc2\xb7 Strong problem-solving abilities and a proactive approach to addressing challenges. \xc2\xb7 Meticulous approach to their work and have a track record of producing high-quality results even under pressure. \xc2\xb7 A customer-centric mindset and a commitment to delivering exceptional service. \xc2\xb7 Have 3 \xe2\x80\x93 5+ years experience as an underwriter or relevant industry experience. \xc2\xb7 Mortgage Agent/Mortgage Broker license (preferred). COMPENSATION DETAILS \xc2\xb7 Full-Time Position \xc2\xb7 Salary compensation paid semi-monthly, $65,000.00-$70,000.00 based on experience \xc2\xb7 Office-based position out of our Langley location \xc2\xb7 Hours are Monday to Friday, 9:00am to 5:00pm PST \xc2\xb7 Extended Health Benefits + Health Spending Account provided after 3 months \xc2\xb7 Participation in annual bonus program \xc2\xb7 Group RRSP matching (3%) provided after 1 year \xc2\xb7 2 or 3 weeks paid vacation \xe2\x80\x93 based on experience \xc2\xb7 5 days paid sick leave Job Type: Full-time Pay: $65,000.00-$70,000.00 per year Benefits:

• Company events
• Dental care
• Extended health care
• On-site parking
• RRSP match
• Vision care

Schedule:

• 8 hour shift
• Monday to Friday

Supplemental pay types:

• Bonus pay

Ability to commute/relocate:

• Langley, BC V2Y 1R7: reliably commute or plan to relocate before starting work (required)

Experience:

• Underwriting: 3 years (required)

Licence/Certification:

• Mortgage Agent/ Mortgage Broker License (preferred)

Work Location: In person