Job Description

At CWB , a subsidiary of National Bank, we striv e to build value for the people who choose us every day: our people, our clients and our investors. We do this by:• Putting people first and building relationships with intention
• Seeking out and embracing new ideas
• Believing that how we do things is as important as what we do

Mortgage Underwriter



Location |Edmonton, AB. Richmond Hills, ON



Regular, Full-Time. Hybrid.



CWB Optimum Mortgage



Unlock your potential. Live your ambitions.



At CWB Optimum Mortgage, a subsidiary of National Bank, we don't just offer mortgages-we provide tailored solutions that turn homeownership dreams into reality. We specialize in flexible mortgage options for clients with diverse financial backgrounds, including those who are self-employed or facing credit challenges.



By joining our team, you will have the opportunity to shape your career while helping clients achieve their homeownership dreams. You'll work with a diverse range of clients, using your expertise to create innovative solutions and overcome barriers to homeownership. As part of a client-focused team, you'll be dedicated to providing exceptional service and delivering the best outcomes for clients, regardless of their financial background. With the support, training, and resources to grow, you'll make a real impact while advancing your career.



Your role



CWB's Optimum Mortgage team is currently seeking full time Mortgage Underwriter to underwrite for our Broker channel! Our Mortgage Underwriter's are proud of their Resolution and Customer Service badges earned, they are consistently focused on personal and professional growth. A successful candidate with CWB will display evaluation skills of risk using established criteria and current legislation guidelines. This role reports to the Manager, Mortgage Underwriting.



Make home ownership a reality with mortgage options tailored specifically to our borrowers. Offering option-based underwriting with a customer driven mind. Mortgage solutions is how we think, and clients appreciate our Underwriters for it!



Successful incumbent



Collaborator. Technologically savvy. Team builder. Outstanding Communicator. Respected negotiator • What is the Underwriter. Provide analytical, detail-oriented evaluations, to produce strong credit decisions on sophisticated mortgage applications
• Sales Oriented. Establishing profitable and low risk parameters for loans, pricing, terms, and conditions with mortgage loans while valuing internal and external client successes
• Risk Appetite. Maintain and excel in vigilance within the market risk appetite while adhering to CWBFG policies
• Compliance. Ability to efficiently analyze and evaluate supporting documentation provided by clients and brokers while staying in sync with industry compliance obligations including Privacy, Anti-Money Laundering/Anti-Terrorist financing, Internal Fraud Policies and KYC
• Innovative Solutions. Go beyond and hold high regard to creatively invent flexible and unique solutions for clients while maintaining adherence to CWB policies and guidelines
• Mentor. Offer mentorship to support Mortgage Documentation Officers
• Composure. Maintaining day to day operations in an exciting paced, sales and client focused environment

Skills • Collaborator. Technologically savvy. Team builder. Outstanding Communicator. Respected negotiator
• What is the Underwriter. Provide analytical, detail-oriented evaluations, to produce strong credit decisions on sophisticated mortgage applications
• Sales Oriented. Establishing profitable and low risk parameters for loans, pricing, terms, and conditions with mortgage loans while valuing internal and external client successes
• Risk Appetite. Maintain and excel in vigilance within the market risk appetite while adhering to CWBFG policies
• Compliance. Ability to efficiently analyze and evaluate supporting documentation provided by clients and brokers while staying in sync with industry compliance obligations including Privacy, Anti-Money Laundering/Anti-Terrorist financing, Internal Fraud Policies and KYC
• Innovative Solutions. Go beyond and hold high regard to creatively invent flexible and unique solutions for clients while maintaining adherence to CWB policies and guidelines
• Mentor. Offer mentorship to support Mortgage Documentation Officers
• Composure. Maintaining day to day operations in an exciting paced, sales and client focused environment

Your benefits



In addition to competitive compensation, upon hiring you'll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family.




• Health and wellness program, including many options



• Flexible group insurance



• Generous pension plan



• Employee Share Ownership Plan



• Employee and Family Assistance Program



• Preferential banking services



• Opportunities to get involved in community initiatives



• Telemedicine service



• Virtual sleep clinic



These are a few of the benefits available to you. We have an offer that keeps up with trends as well as your needs and those of your family."



Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We actively listen to employees' ideas. Whether through our surveys or programs, regular feedback and ongoing communication is encouraged.



We're putting people first



We're a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people."" Our mission is to have a positive impact on peoples' lives. Our core values of partnership, agility, and empowerment inspire us,"and inclusivity is central to our commitments. We offer a barrier-free workplace that is accessible to all employees."




We want our recruitment process to be fully accessible. If you require accommodation, feel free to let us know during your first conversations with us. We welcome all candidates! What can you bring to our team?




Come live your ambitions with us!



As an equitable employer, CWB Financial Group is committed to providing a safe and inclusive environment where a diverse workforce thrives. You are welcomed and encouraged to bring your whole self to work. Dignity, respect and equality are non-negotiables. If you require accommodation during any part of the recruitment or selection process, please reach out.



Closing Date:



• Position closes at 12:01am on the close date identified below.


02/26/2025