Manager, Real Estate Lending

Edmonton, AB, Canada

Job Description



At
CWB , we strive to build value for the people who choose us every day: our people, our clients and our investors. We do this by holding true to the values that guide us. We put people first and build relationships with intention. We seek out and embrace new ideas, knowing that better is always possible. We believe that how we do things is as important as what we do. And we harness the power of inclusion. Our culture is who we are and how we show up - as individuals and as a team - to accomplish our strategy.

CWB Financial Group (CWB) is on a mission to become the best full-service bank for business owners in Canada.

Everyday flexibility. Flexible work arrangements. Hybrid work environments.
It\xe2\x80\x99s a new world, and we are learning to embrace it. Work and life have been connected in new & different ways - for our clients & their businesses too. So, at CWB we\xe2\x80\x99ve been changing the way we work. In fact, we\xe2\x80\x99re still changing. We\xe2\x80\x99re still learning.

Canadian Western Bank (CWB) is the only full-service bank in Canada with a strategic focus to meet the unique financial needs of businesses and their owners. Our teams take a relationship-based approach to deliver a uniquely proactive client experience through highly personalized service, specialized expertise, customized solutions, and faster response times. We provide full-service business and personal banking, nation-wide specialized financing in targeted industries, comprehensive wealth management offerings, and trust services. And we do it together \xe2\x80\x93 united, as oneCWB. We are firmly committed to the responsible creation of value for all our stakeholders and our approach to sustainability will support our continued success.

Our highly engaged teams operate within a client-centric, collaborative and change-ready culture, with a core focus to achieve our vision to become the best full-service bank for business owners in Canada as we continue to transform our capabilities. And we are building momentum.

Our Real Estate team includes a diverse group of banking professionals who strive every single day to achieve strong results for the bank and their clients. Our team of designated real estate lenders knows the value of relationship building and brings that perfect combination of stellar stewardship, client support and financial expertise to the table. No day is ever the same. Whether it\xe2\x80\x99s providing proactive client solutions, stellar service support, consultation sessions or financial advice, we\xe2\x80\x99re there every step of the way for our clients to ensure they reach their personal and business dreams. It\xe2\x80\x99s this top service that we are known for.

What your day will look like.
Sales. Credit structuring. Risk management. Operations & reporting.
Sales: You\xe2\x80\x99ll use your skills to proactively identify, source, develop and manage a profitable real estate portfolio comprised of both quality loans and deposits. This involves developing full banking relationships with new and existing clients \xe2\x80\x93 aligning with the Banks\xe2\x80\x99 strategic objectives. Maximize account profitability through equitable pricing, providing suitable structuring and pricing recommendations
Credit structuring: Day-to-day, you will build and maintain excellent relationships with product partners, new and current clients and other CWB business divisions, making recommendations based on sound underwriting within Bank policy and guidelines, ensuring all risks are accurately identified and mitigated and client\xe2\x80\x99s needs are addressed.
Risk management: Ensure the safety of the Bank\xe2\x80\x99s funds through accurate loan portfolio management, with focus on loan quality, exposure limits and security requirements. Review accounts/services on an ongoing basis to obtain compensation for increase in risk, complexity or administration.
Operations & reporting: To monitor, review, analyze and approve construction draw requests, monthly margining and interim reports. Minimize loan and revenue loss experience through implementation of programs and procedures to identify and solution problem loans. Ensure required reports and other financial data is received and analyzed promptly in accordance with conditions of loan commitment
Learning: You are always identifying trends and growing your knowledge on your next client or business area to achieve ultimate success and strong results from you and your team.
Skills that take you further


  • Client Centric: Deliver outstanding client experiences at every interaction and execute on plans to continuously build the client experience, in line with CWB\xe2\x80\x99s brand promise. Provide full-service solutions for clients with the view to be every client\xe2\x80\x99s primary financial partner.

  • Financially savvy: You\xe2\x80\x99ve garnered strong real estate lending experience that has allowed you to plan, execute and develop strategies that have resulted in you hitting your sales targets and business goals out of the financial institution park.

  • Relationship driven: Develop and execute a relationship strategy for each client, identifying the key issues surrounding the relationship and implement a strategy to facilitate the expansion of our partnership with the business.

  • Credit knowledgeable & risk aware: Strongly established skills in structuring creative, competitive solutions to meet client needs and practice proactive risk management while respecting CWB policies/procedures. Prepare quality credit applications that exhibit well-structured, complete and detailed risk assessment analysis

  • Great teammate: Respect CWB values & conduct code. Representing the CWB Brand with honor and integrity in a manner consistent with our culture.


Foundational knowledge and experience to grow from
Over 5 years in a banking environment with vast exposure to real estate and commercial lending with a focus on construction financing plus an undergraduate degree in commerce, finance or a related field.

Ignite your career. Apply today.

Why work with us?
Winners of Canada\xe2\x80\x99s Most Admired Corporate Culture 2021 &
Recognized as one of 50 Best Workplaces in Canada by Great Places to Work 2022 & Best Workplaces for Mental Wellness in Canada 2021

Values driven people first benefits
At CWB, we know your life, downtime, family, adventure, recovery, and future are an important part of you. They\xe2\x80\x99re important to CWB too. That\xe2\x80\x99s why our benefits take care of your whole life, family included.

Wellness matters. We offer an award-winning benefits package that includes hybrid work environments, everyday flexibility, 100% company-funded health coverage, health care spending account, a flexible wellness program & generous time-away options to unplug, rest & recover. Bring your whole self to work. Inclusion is a journey requiring practice & experience to result in a powerful outcome. Your perspective matters & voice will be heard. Find a community within the CWB family in our employee represented groups. Career development. We invest in our employees\xe2\x80\x99 development to help them reach their professional goals with organization wide Coaching services. Strategic career design is an investment in our core asset \xe2\x80\x93 our people. Innovation. Learn. Grow. Enhance. At CWB, we play to win. When we fail, we fail forward. Recognition. Peer-to-peer recognition programs for \xe2\x80\x9cin the moment\xe2\x80\x9d and monumental wins. Community giving. Make a difference. Drive economic prosperity in your community. Get involved. Volunteer. Fundraise. All with CWB support. ESG & sustainability focused. Be proud of where you spend, work & invest. Financial rewards. Base salary & pay for performance incentives. Retirement investment strategy. You can\xe2\x80\x99t work forever! So, we\xe2\x80\x99ve got you covered. Company ownership. No greater sense of motivation & empowerment than being an owner! F ind your \xe2\x80\x9cwhy\xe2\x80\x9d at
cwbcareers.com .

Be proud of where you work. Join CWB. Apply today

#LI-NB1

As an equitable employer, CWB Financial Group is committed to providing a safe and
inclusive environment where a diverse workforce thrives. You are welcomed and encouraged to bring your whole self to work. Dignity, respect and equality are non-negotiables. If you require
accommodation during any part of the recruitment or selection process, please reach out.

Closing Date:
  • Position closes at 12:01am on the close date identified below.
01/18/2023

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Job Detail

  • Job Id
    JD2098132
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    Edmonton, AB, Canada
  • Education
    Not mentioned