Job Description

Come Work with Us!

At RBC, our culture is deeply supportive and rich in opportunity and reward. You will help our clients thrive and our communities prosper, empowered by a spirit of shared purpose.

Whether youre helping clients find new opportunities, developing new technology, or providing expert advice to internal partners, you will be doing work that matters in the world, in an environment built on teamwork, service, responsibility, diversity, and integrity.


















Job Title Director, GRM Commercial Credit - Real Estate


















What is the opportunity? The Group Risk Management Real Estate team provides independent assessment of business and financial risks for individual borrowers as a 2nd Line of Defence in the Enterprise Risk Management Framework and Governance. The Director will be part of a team of risk managers on the Western Canada team which oversees a portfolio of real estate clients with TSNE <$40MM (special industry group of real estate operators and owners). The role is involved in supporting many functions such as effective monitoring and control on all material credit risks across RBCs Real Estate Lending Portfolio, and assessment of risks at a transactional level for each individual credit. You will focus on maintaining the risk profile, alignment with the business, operational effectiveness, sharing best practices with business partners and working towards high level of efficiency in management of assigned portfolios, and enhancing the client experience. What will you do?

• Adjudicate Real Estate credit applications within your delegated lending limits influencing portfolio quality through strategic assessment of risk, attention to data quality and knowledge-sharing.
• Ensure clients and colleagues are treated with respect, a highly professional empathetic approach is used, and good working relationships are maintained.
• Leads and applies consistent and effective performance management practices with risk managers in the team. Additional training and coaching responsibilities within the role.
• Partner with the right people to achieve collective results. Act as a catalyst to ensure team is strategically aligned with business strategies while maintaining the Banks desired risk profile.
• Ensure accurate and consistent processes/controls are in place and being followed to protect shareholder interests. Ensures credit transactions are adjudicated, for the most part, within Policy Guidelines, Standards, and Procedures and mitigate risks as necessary.
• Take initiative to proactively seek, demonstrate, and facilitate consistency in credit adjudication fully utilizing other resources including other risk teams.
• Ideation of continuous process improvements and completion of side projects as opportunities arise.

What do you need to succeed? Must-have

• Previous credit skills with a high degree of proficiency, preferably GRM experience, but at a minimum 5 years commercial banking and real estate lending experience.
• Undergrad degree in business or risk related field Masters in Finance or Risk, MBA and in pursuit of CFA/FRM designation preferred
• Strong Risk assessment & analysis skills
• Business and Financial Insight
• Ability to operate and make decisions in an environment with imperfect information
• Excellent communication and conflict resolution skills.

Nice-to-have

• In-depth knowledge of RBC Risk Policies, procedures & practices, Folios, etc.
• Proficiency with Bank technology
• Proficiency in financial modelling

Whats in it for you? We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation
• Ability to make a difference and lasting impact
• Work in a dynamic, collaborative, progressive, and high-performing team
• Opportunities to take on progressively greater accountability

Job Summary


















Address: 626 6 AVE:NEW WESTMINSTER


















City: CAN-BC-NEW WESTMINSTER, CAN-ON-TORONTO


















Country: Canada


















Work hours/week: 37.5


















Employment Type: Full time


















Platform: Group Risk Management


















Job Type: Regular


















Pay Type: Salaried


















Posted Date: 2023-10-17


















Application Deadline: 2023-11-05



































Inclusion and Equal Opportunity Employment At RBC, we embrace diversity and inclusion for innovation and growth. We are committed to building inclusive teams and an equitable workplace for our employees to bring their true selves to work. We are taking actions to tackle issues of inequity and systemic bias to support our diverse talent, clients and communities.

We also strive to provide an accessible candidate experience for our prospective employees with different abilities. Please let us know if you need any accommodations during the recruitment process.


















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