Collections Representative

Mississauga, ON, Canada

Job Description

If you are looking to join one of Canada's fastest growing companies, goeasy Ltd. is the place for you! Recognized as Canada's Most Admired Corporate Cultures, GTA's Top 100 Employers, one of Canada's Top 50 Fintech's and North America's Most Engaged Workplaces, we want the best and brightest to join our team.

We are a publicly traded company on the TSX with over 4000% shareholder return since 2001, goeasy operates two main business units. Accredited by the Better Business Bureau, easyfinancial is our consumer lending business that offers secured and unsecured installment loans of up to $50,000 and easyhome is Canada's largest merchandise lease-to-own company. It is our vision to provide everyday Canadians the path for a better tomorrow, today by giving them access to the credit they need and by offering them a second chance when they have been turned down by banks and traditional lenders. With a retail network of nearly 400 locations across Canada and over 2000 employees, we are able to build lasting relationships with our customers as we help them rebuild their credit and graduate towards prime rates and a brighter financial future.

goeasy is seeking a highly motivated Collections Agent to join the rapidly growing team located in our Mississauga Call Center!

What's in it for you as a Collections Agent?

  • Base Pay: $17.50/hr + uncapped monthly bonus!
  • Permanent Full Time
  • Full Health Benefits
  • Competitive Paid Vacation days
  • Birthday off paid
  • Learning and Development opportunities
  • Volunteer Days
  • Employee Purchase Program to buy products
  • RRSP 4% Company Match
  • Free Parking Onsite!
  • State of the art office, with free Company Gym, Games Room
Working at goeasy during COVID-19:

We are committed to the health and safety of our current and potential employees. Here are some of the things we have done to stay ahead and continue our operations during this pandemic:
  • Adoption of best practices and protocols to ensure a safe interview and onboarding experience
  • Continuing to serve our customers through our phone and digital channels
  • Mandatory social distancing
  • Rigorous hygiene practices in all locations
  • Free virtual healthcare access for all permanent employees
  • Continued partnerships and donations to foundations & causes we care about ie. Boys and Girls Club of Canada
As a Collections Agent, you will:
  • Provide excellent service and ensure exceptional execution results in the collection of our financial loans
  • Conduct collections calls for all past due accounts
  • Contact past due customers by phone, request payment & negotiate appropriate payment arrangements, within authorized limits; Send correspondence to delinquent/collection customers
  • Use defined procedures to arrange and coordinate firm payment arrangements within established risk policy for our collection customers; Assess and mitigate risk by referring accounts for further action
  • Document call activity details in Collections system to reflect action taken; Update customer account information with e.g. commitments to pay, amounts & dates, collection call updates
  • Apply tact, diplomacy & resourcefulness; Handle objections & excuses, apply soft calling techniques, where appropriate, to effectively manage & control situations
  • Perform to regulatory standards and best practice on collections
  • Achieve individual collection targets, in order to meet Department and Company goals;
  • Maintain and submit reports for review by collection management
  • Communicate with team members across our national branch network (customer service, sales, loan underwriting, collections)
  • Complete other collection responsibilities, as assigned
What you need to work with us:
  • Prior experience in at least one of the following core areas is a strong asset: call centre, customer service, retail sales, collections, consumer loan industry
  • Excellent oral skills for consistent collection calls
  • Good math skills with the ability to perform basic calculations
  • Strong organizational and time management skills
  • Basic computer skills: Navigating applications and sending emails
  • Ability to adapt in a fast-paced environment
  • Desire and openess to learn and further your career
  • Strong Problem-Solving Skills
Additional Information:

All candidates considered for hire must successfully pass a criminal background check and validation of their work experience to qualify for hire. A credit check may now be a condition of employment in specific easyhome locations. Candidates must provide schedule flexibility to ensure that the location's hours can be covered to meet our customer's needs - details by location will be discussed in the interview process.

We thank all interested applicants, however we will only be contacting those for interview who possess the skills and qualifications outlined above.

Why work for goeasy?

To learn more about our great company please click the links below:

Inclusion and Equal Opportunity Employment

goeasy is an equal opportunity employer. In addition, goeasy is committed to providing accommodations for applicants upon request at any stage of the recruitment process in accordance with all legislative requirements throughout Canada. Please let us know if you require an accommodation due to a disability during any aspect of the recruitment process and we will work with you to address your needs.

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Job Detail

  • Job Id
    JD2052419
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    $17.5 per hour
  • Employment Status
    Permanent
  • Job Location
    Mississauga, ON, Canada
  • Education
    Not mentioned