Job Description

Our bottom line is different. There’s something special about working at ATB, and it’s been recognized on every top employer list that matters. Maybe it’s our exceptional culture where your total wellness is supported through market-leading benefits and you’re free to bring your whole self to work. Maybe it’s our commitment to a growth mindset and our unrelenting thirst for making it possible for fellow Albertans—even the ones who aren’t our clients. Whatever it is, you won’t find a more genuine, driven and knowledgeable group of humans anywhere. We foster a culture of purpose, performance and possibilities. We engage with intense curiosity, and bring our whole selves to work, every day. We know it starts with people like you, so take a chance and start with us.
Job Number: REQ4578
Location: Calgary, Alberta
Apply by: August 28, 2022
Paygrade: M-OTH
System Title: Financing Specialist 8
Leader: Darryl Elliott
# Positions available: 1
As ATB’s next Associate Director, Energy & Production, Capital Markets, you are someone who loves solving problems and connecting with people, who is customer obsessed and leverages their financial skills to find ways to create a meaningful impact on our clients. You will be responsible for risk oversight and portfolio health while maintaining strong client relationships. You will act as a key part of the Sales Team to identify revenue opportunities, take leadership, and collaborate across multiple teams to meet client needs and ensure flawless execution. You will work closely with the Sales Director to anticipate and respond to clients needs. Associate Director Accountabilities:

• Maintain exceptional portfolio health via the following activities:
  • Structure and preparation of credit assessments / applications;
  • Analyze financial statements and information to assess risk and determine which ATB financial services meet the client’s needs;
  • Understand credit ratings and return assessments together with recommendations regarding impact to profitability and availability of capital;
  • Financial modeling and sensitivity analysis of projections;
  • Capital structure analysis with recommendations on alternate capital structures;
  • Industry and benchmarking assessments, including key drivers and trends.
• Manage a portfolio focusing primarily on the senior debt relationship with the client.
• Our focus is on the Energy and Production space in Alberta.
• Work closely with the Sales Director to identify opportunities to enhance the profitability of the portfolio. Use problem solving, initiative and effective coordination of other teammates / partners and the actions required to execute on financial solutions.
• Ensure underwriting recommendations are in accordance with sound principles and ATB lending policy and procedures.

• Demonstrate ownership and oversight with sound credit practices and judgement to mitigate and control risks related to the portfolio.
• Ensure the regulatory requirements compliance of each customer.

• Enhance the ATB brand through developing strong relationships with our clients, prospects, and team members.
• Collaborate as part of the sales team and with internal partners to help solve the client’s current and future needs.
• Identify, respond, and forward opportunities generated from client analysis, inquiries, and networking.

Subject Matter Expertise:

• Knowledgeable in and passion for the energy industry.
• Become an advisor to clients, centres of influence, and internal partners with specific knowledge gained around products, industry, and economic conditions.
• Represent ATB by attending community and industry networking events, focusing on developing industry connections and market intelligence.
• Develop a deep knowledge of ATB products, procedures, guidelines, tools, and services available to our customers.

Team Collaboration:

• Coach, mentor, and exude leadership qualities as well as acting as one of the primary customer contacts (together with the Sales Director) thereby ensuring customer service expectations and credit quality are maintained.
• Coordinate with internal partners to ensure that the conditions of credit approval are maintained.
• The overall compliance of the Credit Agreement is the responsibility of the Portfolio Manager and the Sales Director.
• Oversee the disbursement or implementation of loans to customers within authorized lending limits after obtaining credit approval and the required documentation, collateral and security to support the loan.

Requirements Characteristics and Attributes:

• Five plus years of experience including progressively complex roles with a specific focus on corporate finance.
• Undergraduate degree in business commerce, economics, or a related field.
• Strong communication skills with demonstrated ability to build relationships with external clients and internal teammates.
• Exceptional analytical capability and financial acumen with proven ability to develop financial analysis of mid to large organizations and complex business issues.
• Advanced problem solving skills and ability to take initiative to find and execute innovative solutions.
• Ability to present complex issues effectively at all levels in the organization and effectively influence others.

At ATB, we know that as you develop in your career, you gain many transferable skills and If you believe your experience and qualities are what we are looking for, please consider applying! Interested? If you know one of our team members, BEFORE applying reach out to them and ask them for a referral link to help your application stand out.
Benefits Be great. Be you. Believe. We are dedicated to building a workforce reflective of the diversity within our communities and creating an environment where every team member has what they need to reach their potential. We encourage candidates from all equity-seeking groups to apply. What happens next? Thank you for applying online. If you are shortlisted for this opportunity, you will hear from us after the posting close date regarding next steps. We might ask you to participate in a digital interview or phone interview. If you require any accommodations, please let us know. Stay in touch! ATB is excited to know you’re interested in a career with us! Follow us on LinkedIn, Facebook and Instagram to get the inside scoop on what our team is up to.