Job Description

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OUR BOTTOM LINE IS DIFFERENT.

There\'s something special about working at ATB, and it\'s been recognized on every that matters. Maybe it\'s our exceptional culture where your is supported through market-leading benefits and you\'re free to bring your whole self to work. Maybe it\'s our commitment to a growth mindset and our unrelenting thirst for for fellow Albertans-even the ones who aren\'t our clients.

Whatever it is, you won\'t find a more genuine, driven and knowledgeable group of humans anywhere. We foster a culture of purpose, performance and possibilities. We engage with intense curiosity, and bring our whole selves to work, every day. We know it starts with people like you, so take a chance and start with us.

Job Number: REQ6622
Location: Calgary, Alberta
Onsite: You\'ll work primarily from an ATB branch, corporate office or client location, with some remote flexibility
Apply by: August 24, 2023
Paygrade: M-OTH
System Title: Financing Specialist 8
# Positions available: 1
Leader: Darryl Elliott

As ATB\'s next Associate Director, Diversified Industries, Capital Markets, you are someone who loves solving problems and connecting with people. You are customer obsessed and leverage your financial skills to find ways to create a meaningful impact for our clients.

The role is responsible for the overall credit risk and quality, and supporting client relationships across ATB Capital Markets\' Diversified Industries group. The Associate Director is a primary contact for clients relating to senior debt and credit, and will act as a key part of the Deal Team to respond, take leadership, and collaborate to meet client needs and ensure flawless execution. You will work closely with the Sales Director to anticipate and respond to client needs.

Portfolio Management:

• Manage a diverse and complex Capital Markets portfolio focusing on the senior debt relationship with typically high profile, sophisticated clients. Working closely with the Sales Director, identify opportunities to further the profitability of the portfolios and use problem solving, initiative and effective coordination of other teammates and actions to execute on financial solutions.
• Work closely with other ATB Capital Markets\' teams, namely Equity Capital Markets, Debt Capital Markets and Financial Markets to provide full capital solutions to ATB\'s clients through our integrated client service model. The products would include debt capital market instruments, equity (private and public), interest rate swaps, FX and other derivative products.
• Create strong relationships with our clients and team members to create a positive impact.
• Participate in the creation of term sheets and deal structures to help solve the client\'s current and future needs.
• Prepare credit assessments through completion of applications for credit which includes:

• Analyze financial statements and information to assess risk and determine which ATB Financial services meet the client\'s needs;
• Understand credit ratings and return assessments together with recommendations regarding any impacts to costs and availability of capital;
• Financial modeling and sensitivity analysis of projections;
• Capital structure analysis with recommendations on alternate capital structures;
• Industry and benchmarking assessments, including key drivers and trends;
• Valuation analysis, security analysis with relevant recommendations.
• Identify and either respond to or refer opportunities generated from client analysis and inquiries to Directors in Capital Markets, Financial Markets or other contact within or outside of ATB (Retail, Wealth, Business Solutions, etc).
• Ensure credit decisions/recommendations are in accordance with sound credit granting principles and are in accordance with ATB lending policy and procedures. Enhancing and maintaining a strong relationship with ATB Risk and Credit groups.
• Participate in Sales Team meetings, sharing successes, best practices, and other information with the team.

Risk Management:

• Demonstrate ownership and oversight with sound credit practices to mitigate and control risks related to the portfolios.
• Provide oversight of the portfolio to ensure an effective balance between profitability and risk management is maintained.
• Ensure appropriate security documentation and all other due diligence is completed by the appropriate support teams and review for accuracy.

Subject Matter Expertise:

• Provide support to the broader industry group in research of current and future client needs. Utilizing industry and analytical expertise, provide recommendations and insight to client solutions and support preparation for client interactions.
• Become a subject matter expert (\xe2\x80\x9cSME\xe2\x80\x9d) in the industries that you support through industry associations, on the job and external learning opportunities. The key industries covered by this portfolio includes Real Estate, Healthcare, Services (Engineering, Financial, Security),Industrial Manufacturing and Timber.
• Represent ATB by attending and supporting networking and community events that are focused on developing connections with clients and industry.

Team Collaboration:

• Coach and mentor support staff assigned to the portfolio, ensuring customer service expectations and credit quality are maintained.
• Oversee disbursement of loans to customers within authorized lending limits after obtaining credit approval and the required documentation, collateral and security to support the loan.
• Develop and maintain internal relationships with Corporate Credit and leverage connections to help support the engaged client model.

Requirements:

• As this role requires significant collaboration with internal partners as well as a client facing component, it is not a remote working environment.
• 5+ years of Financial Institution experience including progressively complex roles with a specific focus on corporate finance and Capital Markets.
• Knowledge of investment banking and capital markets derivative products is an asset.
• Undergraduate degree in business commerce, economics, or a related field.
• Chartered Financial Analyst accreditation or Graduate level education is an asset.
• Strong communication skills with demonstrated ability to build relationships with external clients and internal teammates.
• Exceptional analytical capability and financial acumen with proven ability to develop financial analysis of mid to large organizations and complex business issues.
• Demonstrated collaborative skills in working with senior management and specialists with proven ability to influence, build strong internal relationships, and collaborate to achieve results.
• Excellent priority management with capability to manage multiple transactions, initiatives and daily activity to best meet the needs of the client.
• Advanced problem solving skills and ability to take initiative to find and execute innovative solutions.
• Ability to present complex issues effectively at all levels in the organization and effectively influence others.

At ATB, we know that as you develop in your career, you gain many transferable skills. If you believe your experience and qualities are what we are looking for, please consider applying!

Interested? If you know one of our team members, BEFORE applying, reach out to them and ask them for a referral link to help your application stand out.

Online applications are preferred. Please let us know if you require any accommodations.

Benefits:

Be great. Be you. Believe.

We are dedicated to building a workforce reflective of the diversity within our communities and creating an environment where every team member has what they need to reach their potential. We encourage candidates from all equity-seeking groups to apply.

What happens ?

Thank you for applying online. If you are shortlisted for this opportunity, you will hear from us after the posting close date regarding next steps. We might ask you to participate in a or phone interview. If you require any accommodations, please let us know.

Stay in touch!

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