Job Description

Requisition ID: 176492

Roynat Capital, a wholly owned subsidiary of Scotiabank, is a national lender and investor with expertise in providing innovative long-term capital solutions for mid-sized companies utilizing senior term, subordinated debt, as well as mezzanine capital and common share equity. We provide tailored solutions to clients for acquisitions, business expansions, wealth monetization, and working capital enhancement. With a national presence in Canada in major markets, Roynat assists growth-oriented companies in reaching their goals across a wide range of industries.

Purpose

The Analyst, Credit Solutions is responsible for contributing to the profitable growth and quality of the Bank\xe2\x80\x99s Technology and Innovation Banking portfolio by performing a multitude of tasks including due diligence, risk analysis, deal structuring, negotiation and presentation on complex deals in concert with the coverage team as well as ongoing portfolio monitoring and control. They will interface directly with clients at times, in partnership with the coverage team.

The role liaises with Credit / Global Risk Management through the credit decision-making process and ensures all activities are conducted in compliance with governing regulations, internal policies and procedures.

Is this role right for you?

• Contributes to the profitable development of the Technology and Innovation Banking business by:

• Ensuring the timely analysis, structure and presentation of credit / financial solutions proposals within prescribed segment
• Providing prompt and sound recommendations in the analysis and adjudication of credit proposals
• Reviewing pricing for loans and credit-related fees

• Ensures the accurate communication of the terms and conditions of an authorization and supervises the effective and timely implementation of same by:

• Reviewing all written authorizations to ensure accuracy, completeness and clarity.
• Ensuring prompt follow-up for acceptance of the authorization and reacting swiftly to any problems, amendments, extensions, reporting to senior management where necessary
• Promptly and effectively addressing issues surrounding the adequacy, quality and completeness of loan documentation and security

• Ensure the ongoing quality of the assigned credit portfolio through control and administration of the specific conditions and reporting requirements as specified in individual authorizations are adhered to
• Understand how the Bank\xe2\x80\x99s risk appetite and risk culture should be considered in day-to-day activities and decisions.
• Actively pursues effective and efficient operations of his/her respective areas in accordance with Scotiabank\xe2\x80\x99s Values, its Code of Conduct and the Global Sales Principles, while ensuring the adequacy, adherence to and effectiveness of day-to-day business controls to meet obligations with respect to operational, compliance, AML/ATF/sanctions and conduct risk.

Do you have the skills that will enable you to succeed in this role?

• Undergraduate degree in business, economics, technology, sciences, or related work experience.
• In progress professional designation (i.e. CPA, CFA, or CBV, etc) or MBA is considered an asset.
• Passion in working with entrepreneurs and investors in the innovation ecosystem.
• Basic understanding of financial analysis and risk analysis techniques.
• Strong interpersonal skills and communication skills in French and English (written and oral)
• Strong PC skills are required, including working knowledge of MS Word, Excel, and Powerpoint.
• Strong knowledge of relationship building and teamwork skills.

What\'s in it for you?

• The opportunity to join a forward-thinking organization surrounded by a collaborative team of innovative thinkers
• A rewarding career path with diverse opportunities for professional development A competitive compensation and benefits package
• Internal training to support your career growth and enhance your skills
• An organization committed to making a difference in our communities \xe2\x80\x93 for you and our customers

Pursuant to a language needs assessment conducted by Scotiabank, the successful candidate will be required to be able to communicate in English in addition to French because they will be required to work closely with other groups from head office who operate primarily in English, they will report to a manager from head office who is an English speaker, and/or they will serve and English-speaking clientele.

Location(s): Canada : Quebec : Montreal || Canada : Ontario : Toronto || Canada : Quebec : Laval || Canada : Quebec : Montreal-est || Canada : Quebec : Montreal-ouest

We value the unique skills and experiences each individual brings to the bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. Candidates selected for an interview will be contacted directly. If you require accommodation during the recruitment and selection process, please let us know. We will work with you to provide as seamless a recruitment experience as possible.

Scotiabank