Job Description

:At ATB, we exist to make it possible for our clients, team members and communities. Our purpose is more than aspirational. It's a real commitment we live every day through our values (what we call the ).
Life at ATB is about more than work. In fact, were consistently recognized as one of thanks to our high-care, high-performance culture, upheld by the three commitments we make to our team members:Impact in action: No matter where you are in the organization, you're empowered to make an impact in the lives of our clients and communities.Thrive together: We want you the unique, authentic you to feel safe and celebrated at work. We're on a continuous journey to build the most flexible and inclusive programs.Ready for tomorrow: We want to enable your success through interesting and challenging work, performance enablement, and learning and development.About the roleATBs next Real Estate Underwriter, your role includes providing real estate credit expertise in support of ATBs Real Estate Strategy. You would work with a team of Real Estate focused Underwriters to support our Real Estate Relationship Managers on some of ATBs higher value Real Estate clientele (including commercial and multi residential investment, construction, land development, residential builders, hotels/hospitality and CMHC). You will report to the Real Estate & Healthcare Central Underwriting Director.As a Real Estate Underwriter, you will be considered a knowledgeable real estate lender. You possess a good understanding of real estate credit solutions & structuring complex credits. While this is not a customer facing role, you may be occasionally required to meet virtually with clients or other external partnersAccountabilitiesYour day to day work would involve credit risk analysis and preparing formal credit presentations along with meeting with your RM partners to determine optimum credit solutions. There will also be opportunity to showcase your Leadership and presentation skills through various project work.Responsibilities

• Makes sound credit decisions for clients with risk exposures around 2 million in lending commitments
• Partner in first line of defense for risk management and make independent recommendations in conjunction with Sales team
• Analyzes financial statements, assesses risk and determines which ATB products and services best meet the needs of the client
• Ensures overall loan quality and supporting documentation is within the acceptable ATB measures and identifies other opportunities while maintaining adherence to established service level agreements

Skills, experience & requirements

• Business or accounting degree or diploma or related business experience
• 2 to 3 years experience underwriting business loans with a strong preference for individuals who maintain a good understanding of the Alberta Real Estate industry
• Strong analytical and financial analysis skills.
• Excellent communication and presentation skills.

Dont meet all the requirements on the list?
A resume only goes so far in expressing who you are and the unique perspectives you bring. If you believe your skills and experience align with the role but you might not check all the boxes we want to hear from you. We encourage candidates from all work backgrounds, equity-seeking communities and experience levels to apply. If youre seeking a career where your drive, perspective and growth are celebrated, we want to hear from you. Were dedicated to building a workforce reflective of those within our communities, and a culture where our team members are equipped with what they need to succeed their way. Part of creating an inclusive workplace is recognizing our role in advancing Truth and Reconciliation. We are committed to meeting and exceeding the standards set out in the program created by the Canadian Council for Aboriginal Business.What happens next?
If you are shortlisted, youll hear from us after the posting closes. Check out our page to learn more about our hiring process. If you need any accommodations throughout this process, please let us know atStay in touch
Were excited that youre interested in a career with ATB. Follow us on , and to learn more about what our team is up to.

ATB