Job Description

Job Requisition ID: 9586

Position Status: Temporary Full Time

Position Type: Hybrid

Office Location: Calgary (AB); Halifax (NS); Montreal (QC); Ottawa (ON); Toronto (ON); Vancouver (BC)

Travel Requirement: Travel not required

Language Designation: English Essential

Language Skill Levels (Read/Write/Speak): ZZZ

Salary: Our salaries generally range from $ 81410.14 to $ 101762.68 and are based on qualifications and experience.

About CMHC

At CMHC, the work you do and the work we do together matters. We come to work every day with a common purpose: to realize a future where everyone in Canada has a home that they can afford and meets their needs.

Our people are second to none. We lean in with courage, band together as a community and try new things to make a lasting impact on housing from coast to coast to coast.

Join us and be part of a team that\'s committed to making a real difference and be part of something meaningful.

What\'s in it for you

We\'ve got the purpose, the people and the perks you need for a fulfilling career. Here\'s what you get when you\'re a contract employee:

• 3 weeks of accrued vacation
• Annual individual performance bonus
• Support in your personal and professional growth with training, mentorship and more - because when you thrive, we thrive
• An inclusive workplace culture and environment with Employee Resource Groups and more
• A hybrid work model that lets you balance working from home and nurturing in-person connections by coming into your region\'s office at a minimum of 4 times a month.

About the role
Join the Commercial Solutions team in the Specialist, Multi-Unit underwriting position. As a member of the Multi-Unit Underwriting team, you will identify, understand and assess the risks associated with each multi-unit, mortgage loan insurance application and provide a recommendation for decision.

This is a temporary position for a duration of 12 months.

What you\'ll do:

• Conduct detailed risk analysis involving program/product requirements, including but not limited to an assessment of the property, market, borrower and loan, which may involve financial, legal and professional reviews.
• Apply sound judgment and decision-making practises that are factual and based on well-reasoned analysis to derive insurance risk recommendations and mitigation options in line with CMHC\'s risk appetite.
• Exercise prudence and diligence to ensure compliance with all relevant internal policies and procedures applicable to the function.
• Maintain quality relationships with clients to understand their needs and objectives and explore opportunities.
• Work in a team environment and contribute to service standards and turnaround times.
• Engage internal support functions such as legal services, policy and operations, and borrower analysis to seek clarification and concurrence in support of recommendations.

What you should have :

• Undergraduate degree in a relevant field such as business, finance or commerce.
• Minimum of three years experience in credit/financial analysis.
• Knowledge of financial analysis and statements, borrower legal structures and real estate financing.
• Strong analytical and problem-solving skills.
• Ability to establish and maintain effective working relationships.
• Decision-making skills.
• Strong understanding of serviced client groups in Canada, including related legal documentation.

It would be great if you also had:

• Successful completion of a professional association designation such as Certified in Real Estate Finance (CRF), Accredited Appraiser Canadian Institute (AACI), Chartered Accountant (CA), Certified Management Accountant (CMA), Chartered Financial Analyst (CFA), or Certified Property Manager (CPM) would be considered an asset.
• Knowledge of construction financing, multi-unit underwriting, and credit risk analysis would be considered an asset.
• Experience in building reports and/or in using statistical analysis software such as MS Excel considered an asset.

Posting closing date: Note, the competition will remain active until filled.

Our commitment to diversity, equity, and inclusion

We\'re committed to employment equity and encourage women, Indigenous Peoples, persons with disabilities, veterans and persons of all races, ethnicities, religions, abilities, sexual orientations, and gender identities and expressions to apply. We also welcome applications from non-Canadians who are eligible to work in Canada.

CMHC is an inclusive workplace where diversity of thought - and of people - are recognized, valued, and considered essential to achieving our mission.

What happens after you apply

We know that applying for a new job can be both exciting and daunting, and we appreciate your effort. . If you are selected for an interview or testing, please advise us if you require an accommodation.

If you applied before and you were not successful don\'t worry - we\'re always posting new positions, so don\'t hesitate to give it another shot. We\'re excited to see what you bring to the table this time around!

Canada Mortgage and Housing Corporation