Job Description

You have a clear vision of where your career can go. And we have the leadership to help you get there. At CNA, we strive to create a culture in which people know they matter and are part of something important, ensuring the abilities of all employees are used to their fullest potential.
Under technical direction, responsible for underwriting risks in a book of business. Works within specific limits of authority on assignments requiring significant technical complexity and coordination. Utilizes underwriting policies and guidelines, rating manual rules and insurance laws and regulations.

JOB DESCRIPTION:
Essential Duties & Responsibilities \xe2\x80\xa2 Performs a combination of duties in accordance with departmental guidelines. \xe2\x80\xa2 Reviews applications and financial requirements for risks requiring complex underwriting skills. Determines acceptability of risk in accordance with company guidelines and standards. Also, determines the need for additional evidence of insurability and appropriate strategy. \xe2\x80\xa2 Determines appropriate pricing based on financial and competitive analysis in line with compliance requirements. \xe2\x80\xa2 Prepares quotes and answers questions from Brokers, policyholders or other external contacts and escalates issues to management along with proposed solutions as necessary. Negotiates with brokers to reach positive and profitable outcomes. \xe2\x80\xa2 Notifies brokers of adverse underwriting decisions, rate changes, underwriting requirements, status and declinations. \xe2\x80\xa2 Analyzes quality, quantity, and profitability of risks underwritten and prepares reports for management review. \xe2\x80\xa2 Markets products and services through the brokerage community and makes field visits. Develops and maintains broker relationships. \xe2\x80\xa2 May provide guidance and assistance to other underwriters and to other functional areas, particularly when related to cross-sell opportunities. \xe2\x80\xa2 Keeps current on provincial and federal issues and regulations, industry activity and trends and freely shares information with others. \xe2\x80\xa2 Utilizes advanced functionality in relevant CNA systems to perform day-to-day activities. \xe2\x80\xa2 Works with more specialists or management on risks exceeding authority level or requiring special handling. Skills, Knowledge and Abilities \xe2\x80\xa2 Advanced knowledge of underwriting and insurance industry theories and practices. \xe2\x80\xa2 Demonstrated high level of technical expertise and product specific knowledge. \xe2\x80\xa2 Strong interpersonal, communication and negotiation skills. Ability to effectively interact with all levels of CNA\'s internal and external business partners. \xe2\x80\xa2 Ability to work independently. \xe2\x80\xa2 Strong analytical and problem solving skills. \xe2\x80\xa2 Ability to exercise independent judgment and to make critical business decisions effectively. \xe2\x80\xa2 Knowledge of Microsoft Office Suite as well as other business-related software. \xe2\x80\xa2 Demonstrated leadership skills. Education and Experience \xe2\x80\xa2 Bachelor\'s degree or equivalent experience. Professional designations preferred. \xe2\x80\xa2 Typically a minimum five years underwriting experience.

At CNA, we are committed to providing equal employment opportunities to all employees and applicants. It is our policy to provide equal employment opportunities to employees and applicants based on job-related qualifications and ability to perform a job. If you require an accommodation during the hiring process or upon hire, please inform Human Resources. If a selected applicant requests accommodation during the recruitment process, CNA will consult with the applicant in order to provide suitable accommodation that takes into account the applicant\xe2\x80\x99s accessibility needs.