Job Description

Job SummaryWhat is the opportunity?This is a credit specialist who supports a high performing commercial banking sales team. The individual completes the analysis and documentation required for annual renewals and new or increased credit transactions, is the credit expert in the market, and aids the Senior Commercial Account Managers with portfolio management and compliance support. The role contributes to an exceptional client experience by providing superior business, financial and credit advice. As a strategic partner to the commercial account manager, you are responsible for effectively and proactively managing the credit process thereby enabling the Senior Commercial account Manager to have more client-facing time.What will you do?Providing quality business analysis and credit adviseClient Solutions and New Client Acquisition demonstrating RBCs capability to provide creative financial solutions in a timely manner and delivering credit solutions that meet or exceed needs while effectively and proactively managing the credit process.Business and Risk Management exercising due diligence in recommending credit applications, working in collaboration with Risk Management, especially in supporting risk processes and guidelines; and providing proactive portfolio management support to CAMDemonstrate a commitment to teamwork and collaboration by mentoring colleagues and accompanying them to help meet the needs of all clients.What do you need to succeed?Must-haveUniversity degree, ideally in commerce, business administration, or related experience; MBA, CPA or CFA is an interesting assetMust have proven track record in financial and credit analysisMust have specialized industry expertise in a past role (e.g. real estate, healthcare, agriculture)Minimum 3 years in Commercial Lending in a Financial Institution strongly preferredMust be able to give financial advice and solutions structuring and option.Strong communication and presentation skillDeep products and services knowledge dependent on industry specializationNew client acquisition skills (e.g., pitching the value proposition, lead generation, initial customer contact and cold calling, asking for referrals)Knowledge of the real estate market in Quxc3xa9becBilingualism (English and French) required, as you will regularly serve our clients with English and French-speaking needs.Whats in it for you?We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.A comprehensive Total Rewards Program including performance based bonuses, flexible benefits and competitive compensationLeaders who support your development through coaching and managing opportunitiesA collaborative dynamic culture where personal initiative and hard work are recognized and rewardedA unique opportunity for personal and professional growthJob Skills Adaptability, Business Development, Client Centricity, Communication, Critical Thinking, Curiosity, Financial Acumen, Practice ManagementAdditional Job DetailsAddress: 1 PLACE VILLE MARIE:MONTRxc3x89ALCity: MONTRxc3x89ALCountry: CanadaWork hours/week: 37.5Employment Type: Full timePlatform: PERSONAL & COMMERCIAL BANKINGJob Type: RegularPay Type: SalariedPosted Date: 2025-03-25Application Deadline: 2025-03-31Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date aboveInclusion and Equal Opportunity EmploymentAt RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.Join our Talent CommunityStay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you.Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at .