Job Description

Requisition ID: 193921

Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.

What your role will be\xe2\x80\xa6

Senior Client Solutions Analyst, Commercial Automotive National Accounts

Under the direction of the Manager, Credit Analysis and Support Team, the successful applicant contributes to the profitable growth and quality of the Bank\'s Commercial Auto Credit portfolio by performing financial solutions-related activities for clients including processing and assimilating customer reporting information (interim and annual), reporting of syndicated account information and portfolio monitoring on complex deals, across the National Accounts segment within Canada, ensuring business strategies, plans and initiatives are supported in compliance with governing regulations, internal policies and procedures.

Incumbent may be required to assist with completing annual reviews as necessary.

What you\'ll be doing\xe2\x80\xa6

• Champions a customer focused culture to deepen client relationships and leverage broader Bank relationships, systems, and knowledge.

• Process and Analyze Customer Reporting items (interim and annual) by:

• Maintaining a complete monitoring system (\xe2\x80\x9cTask Manager\xe2\x80\x9d) to ensure customer reporting and tasks for assigned accounts are completed in a timely manner;
• Updating Task Manager with necessary information to ensure accuracy of the customer reporting requirements (this includes various data such as annual review date, frequency etc.);
• Completing the spreading of interim financial statements in Moody\'s CreditLens in an accurate and timely manner as per authorized frequency requirements;
• Performing trend analysis to monitor the health of client accounts and help determine client risk ratings in Moody\'s CreditLens;
• Identifying and action customer reporting items that are overdue, and following up with SRMs/Clients for overdue items that are between 0 and 60 days overdue. The objective is to minimize the number of items outstanding beyond 60 days which would otherwise need to be escalated;

• Supporting the overruns, offside conditions and onside with material deterioration process by:

• Advising Director or Associate Director, National Accounts when overruns, offside conditions or material deteriorations have occurred and commencing offside memos as required, for the Director or Associate Director, National Accounts;
• Instructing the Central Accounting Unit (CAU) for fees related to late reporting items, as per guidance from the Director or Associate Director, National Accounts;
• Ensuring fees, pricing, and authorized limited changes are correctly processed/resolved as required and systems as applicable are appropriately updated.

• Responsible for maintaining and updating Banks inventory management and inventory audit systems, Scotia Dealer Link (SDL) and Datascan respectively, by:

• Creating new customers profiles on SDL for takeovers and closing profiles when accounts are paid off;
• Inputting information (exceptions, rates, changes) into SDL as required;
• Reviewing Datascan completed audit report and making exception and closing recommendation to Director or Associate Director as appropriate;
• Reviewing daily SDL overrun report, checking against bulk account and/or seasonal bulge and advising Director or Associate Director if a true overrun exists, for syndicated accounts where the Bank is lead, tracking SDL balances, calculating interest owed to syndicated parties and producing reports detailing the above.

• Ensure the ongoing quality of the assigned credit portfolio, if applicable, through control and administration of the specific conditions and reporting requirements, as specified in individual authorizations are adhered to by:

• Conducting a detailed evaluation of all information received, reporting deficiencies or any negative findings to Director and Associate Director, National Accounts;
• Ensuring early identification of problem loans and ensuring the accuracy of risk ratings through identification of changes in account quality via review of industry/economic trends;
• Advising Director and Associate Director, National Accounts of any credit weaknesses developing within individual accounts, by ongoing awareness and analysis of relevant financial, legal, political, technological, and industry information.

• Directs day-to-day activities in a manner consistent with the Bank\'s risk culture and the relevant risk appetite statement and limits. Communicates the Bank\'s risk culture and risk appetite statement throughout their teams.

• Creates an environment in which their team pursues effective and efficient operations of their respective areas, while ensuring the adequacy, adherence to and effectiveness of day-to-day business controls to meet obligations with respect to operational risk, regulatory compliance risk, AML/ATF risk and conduct risk, including but not limited to responsibilities under the Operational Risk Management Framework, Regulatory Compliance Risk Management Framework, AML/ATF Global Handbook and the Guidelines for Business Conduct.

• Contributes to a high-performance environment and implements a people strategy that attracts, retains, develops, and motivates their team by fostering an inclusive work environment, communicating vison/values/business strategy and managing succession and development planning for the team.

What you need to succeed\xe2\x80\xa6

The Sr. Client Solutions Analyst, National Accounts must have a working knowledge of the Bank\'s lending policies, practices, and procedures, as well as an awareness of Automotive Industry trends, economic, technological, social, legal and political conditions. A solid knowledge and understanding of financial statements and accounting principles and policies is a must. In the administration of credit, complex loan documentation (e.g. loan agreements) and security provision requirements must be understood and applied. The incumbent needs to be a highly organized, analytical, and logical person.

• Strong assessment and analysis skills

• Strong accounting and financial analysis skills

• Good interpersonal and teamwork skills

• Good communication skills (oral & written)

• Good product knowledge

• Good industry knowledge with areas of specialization where required

• Strong financial modelling and computer skills including Excel

• Demonstrates a desire to learn new concepts

• Graduate/undergraduate degree in business or economics or equivalency

What we\'re offering\xe2\x80\xa6

• Work in a hybrid office-based environment; non-standard hours are a common occurrence.
• The opportunity to join a forward-thinking organization where you are surrounded by a collaborative team of innovative thinkers.
• A competitive compensation and benefits package.
• An organization committed to making a difference in our communities- for you and our customers.
• You can expect to be recognized and rewarded for high-performance. You\'ll be supported by leadership through meaningful development conversations that enable faster advancement and internal training to support your growth and development.
• You\'ll receive clear, transparent criteria to progress in your career.

Location(s): Canada : Ontario : Hamilton

Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.

At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please . Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.

Scotiabank