Job Description

:
Senior Business Analyst
Consultant I
Who We Are:
Born digital, UST transforms lives through the power of technology. We walk alongside our clients and partners, embedding innovation and agility into everything they do. We help them create transformative experiences and human-centered solutions for a better world.
UST is a mission-driven group of 29,000+ practical problem solvers and creative thinkers in more than 30 countries. Our entrepreneurial teams are empowered to innovate, act nimbly, and create a lasting and sustainable impact for our clients, their customers, and the communities in which we live.
With us, you'll create a boundless impact that transforms your career--and the lives of people across the world.
Visit us at UST.com.
You Are:
We are seeking a seasoned Senior Business Analyst (BA) with 7-15 years of experience in the residential whole loan and single mortgage loan domain. This role is critical to the successful launch of a new non-agency jumbo residential whole loan product, involving both loan trading and securitization.
The opportunity:
Lead the business analysis efforts for launching a new residential whole loan product, focusing on non-agency jumbo loans.
Collaborate with cross-functional teams including operations, finance, risk, and front office to gather and clarify business requirements.
Translate business needs into detailed functional specifications, user stories, and process flows.
Drive the design and implementation of workflows for buying/selling whole loans and structuring mortgage pools for securitization.
Manage project tracking and documentation using JIRA or similar tools.
Ensure alignment across stakeholders and proactively resolve issues or roadblocks.
Support testing, validation, and go-live activities, including UAT planning and execution.
Maintain awareness of regulatory, credit, and market risk considerations throughout the product lifecycle.
This position description identifies the responsibilities and tasks typically associated with the performance of the position. Other relevant essential functions may be required.
What you need:
7- 15 years of experience as a Business Analyst in residential mortgage or whole loan domains.
Deep understanding of mortgage loan products, including origination, servicing, and secondary market processes.
Proven ability to manage end-to-end BA responsibilities in complex, cross-functional environments.
Proficiency with JIRA and other business analysis/project tracking tools.
Strong communication, documentation, and stakeholder management skills.
Demonstrated ability to work independently and drive initiatives with a sense of urgency and ownership.
Preferred
Qualifications: Experience with Situs AMC platforms, including: CentricityRateLockSBO (Servicing Business Optimization)
Exposure to risk modeling, including: Credit risk Market risk Liquidity risk
Familiarity with regulatory frameworks and structured finance, particularly: Mortgage-backed securities (MBS)Non-agency residential whole loans Securitization processes
Education: Bachelors degree in Finance, Business, Economics, Computer Science, or a related field.
Advanced degrees or certifications (e.g., MBA, CBAP, PMP) are a plus
Compensation can differ depending on factors including but not limited to the specific office location, role, skill set, education, and level of experience. UST provides a reasonable range of compensation for roles that may be hired in various U.S. markets as set forth below.
Role Location: Remote-Canada
Compensation Range: $115,000-$144,000
Benefits
Full-time, regular employees accrue a minimum of 10 days of paid vacation per year, receive 6 days of paid sick leave each year (pro-rated for new hires throughout the year), paid holidays, and are eligible for paid bereavement leave and jury duty. They and their dependents residing in Canada are eligible for Supplemental Healthcare coverage, as well as Company-paid Employee Only basic life insurance and accidental death and dismemberment coverage.
Full-time temporary employees receive 6 days of paid sick leave each year (pro-rated for new hires throughout the year). They and their dependents residing in Canada are eligible for Supplemental Healthcare coverage, as well as Company-paid Employee Only basic life insurance and accidental death and dismemberment coverage.
Part-time regular and temporary employees receive 6 days of paid sick leave each year (pro-rated for new hires throughout the year).
All Canadian employees who work in a province, territory or locality with more generous paid sick leave benefits than specified here will receive the benefit of those sick leave laws.
What we believe:
We proudly embrace the values that have shaped UST since day one. We build our culture of Humility, Humanity, and Integrity. These values inspire us to nurture a people-first, human centric culture that fosters diversity, prioritizes sustainable solutions, and keeps our people and clients at the forefront of all decisions.
Humility:
We will listen, learn, be empathetic and help selflessly in our interactions with everyone.
Humanity:
Through business, we will better the lives of those less fortunate than ourselves.
Integrity:
We honor our commitments and act with responsibility in all our relationships.
An Equal Opportunity Workplace, Free of Discrimination and Harassment
At UST, we strive to provide a work environment free of discrimination and harassment. We are an equal opportunity employer and employment decisions are based on merit and business needs. Our Human Rights Policy further illustrates our stand on this. We are committed to following fair employment practices that provide equal opportunities to all employees. We do not discriminate or allow harassment on the basis of race, color, religion, disability, gender, national origin, sexual orientation, gender identity, gender expression, age, genetic information, military status, or any other legally protected status. At UST, we value diversity and believe that a diverse workplace builds a competitive advantage.
Un lieu de travail a egalite des chances, sans Discrimination et harcelement
Chez UST, nous nous efforcons de fournir un environnement de travail exempt de discrimination et harcelement. Nous sommes un employeur garantissant l'egalite des chances et des decisions en matiere d'emploi sont bases sur le merite et les besoins de l'entreprise. Notre politique en matiere de droits de l'homme illustre notre position a ce sujet. Nous nous engageons a respecter un emploi equitable des pratiques qui offrent des chances egales a tous les employes. Nous ne faisons pas discriminer ou permettre le harcelement sur la base de la race, de la couleur, de la religion, du handicap, genre, origine nationale, orientation sexuelle, identite de genre, expression de genre, age, informations genetiques, statut militaire ou tout autre statut legalement protege. Chez UST, nous valorisons la diversite et pensons qu'un lieu de travail diversifie cree un avantage competitif.
UST reserves the right to periodically redefine your roles and responsibilities based on the requirements of the organization and/or your performance.
#UST
#LI-Remote
#LI-AP1
Skills:
Centricity,Residential Mortgage Analaysis,Market Risk
About Company:
UST is a global digital transformation solutions provider. For more than 20 years, UST has worked side by side with the world's best companies to make a real impact through transformation. Powered by technology, inspired by people and led by purpose, UST partners with their clients from design to operation. With deep domain expertise and a future-proof philosophy, UST embeds innovation and agility into their clients' organizations. With over 30,000 employees in 30 countries, UST builds for boundless impact--touching billions of lives in the process.

Skills Required