Job Description

Requisition ID: 162197

Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.

Purpose of Job:

This role supports the Senior Manager of Strategic Initiatives and Portfolio Oversight and the overall Risk Management Team in identifying critical financial information typically from the bank's Enterprise Data Warehouse (EDW). The primary responsibility of this role is to assist the senior manager in developing and maintaining a risk reporting framework, support on credit risk strategy initiatives and other ad-hoc analysis will be required as necessary. Accordingly, the role requires strong data programming skills including SQL and SAS.

The Senior Analysts generally works within the established framework to carry on responsibilities under the supervision of the Senior Manager of Strategic Initiatives and Portfolio Oversight. A high degree of self-assurance, initiative and business sense is required of the Senior Analyst in order to carry out the position responsibilities proactively in a timely and effective manner

This role will allow the Senior Analyst to gain insight into the bank's financial systems, economic drivers and regulatory reporting environment. The candidate should be naturally inclined toward mathematics and have a curiosity to learn complex systems. A background in business, statistics, economics, finance or accounting is desirable.

Job Responsibilities:

• Maintain the monthly Local Risk Credit Committee deck for review by senior management
• Provide key access to data via SQL/SAS/Python and other data retrieval techniques.
• Identify data sources, and develop process required for the preparation of standard reports.
• Assist in providing financial information related to the expected loss component of the provision for credit loss and other portfolio insight in actively managing credit risk of consumer lending portfolios.
• Support for strategy , product and analysis teams as required
• Support the development and implementation of credit risk and loss mitigation plans and provide insight to the management team through ad hoc requests, projects and initiatives.
• Cross-train and share risk analytic knowledge with team members to foster a strong risk discipline environment.
• Ad-hoc duties as assigned by senior management

Job Requirements:

• Education/Experience

• University Degree with a business, analytical, mathematical or statistical focus (Economics, Finance, Accounting or Statistics)
• Minimum of 6 months to 1 year of experience working with data analytics

• Specialized Knowledge

• Knowledge of OSFI guidelines is an asset
• Knowledge of Basel regulatory requirements on capital adequacy, liquidity risk and interest rate risk would be considered an asset

• Technical Skills

• Strong technical solution management experience and skills
• Strong analytical skills including SQL/SAS/Python
• Strong skills in reporting tools such as Tableau
• MS Office - Excel, Word, PowerPoint, Access

• Abilities

• Aptitude for innovation and readiness to "roll up sleeves" and do what is necessary to deliver on business objectives
• Strong capability to work with cross functional team members and collaborate effectively in high pressure environments
• Ability to work in a dynamic environment where processes and procedures are consistently refined
• Ability to work autonomously under tight timelines
• Ability to work on multiple ad-hoc tasks with a sense of urgency

• Attributes

• Strong verbal and written communication skills
• Strong attention to detail
• Strong organizational skills

Location(s): Canada : Ontario : Toronto

Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.

At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please . Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.