Job Description

Job Summary

What's the opportunity?
The Bilingual Recoveries Officer is responsible for recovering outstanding balances on Personal Loans and Card Products, utilizing RBC Credit Management & Recoveries methodologies. Analyze all client information available and to assess the maximum recovery potential by providing repayment options to clients, recommendations for litigation or third party collection agencies.
Please Note: This position will be a hybrid role, and will be based out of the Montreal or Mississauga RBC office location.
What will you do?

• Initiate outbound calls and receive incoming client calls
• Identify risk situations and escalate if and when appropriate
• Provide recommendations for litigation or third party collection activity in cases where the liability status could not be recovered through normal collection activity
• Maintain a balance between quality Customer Care and effective negotiation techniques
• Embrace the service routines, goal setting and performance enablement
• Take ownership and resolve issues, ensuring operational risk mitigation and compliance are achieved
• Act as a referral point for other team members, in order to deliver a seamless, simpler, faster, and a better client experience
• Foster collaboration within your team and convergence across partners to support RBCs One Client, One Bank vision

What do you need to succeed?
Must-have
In this role, you will communicate and interact frequently with RBC partners and/or employees located across Canada and/or worldwide. * 2+ years Recoveries/Collections experience

• Strong written and verbal communication skills
• Proficient in using MS Excel, Word and Outlook
• Proven negotiation, analytical and decision making ability
• Strong Organizational and Multi-tasking skills
• Strong understanding of the balance between customer service and business risk mindset
• Able to work the set shift of 8am to 4pm, Monday to Friday ( 1 mandatory Saturday each month from 08am to 04pm EST )(1 mandatory shift 12pm to 08pm)

Nice-to-have

• Knowledge of CAC's, CASPER, OLBB, OLMS, TS2, Sales Platform, Bankruptcy & Collection Highways
• Knowledge of Personal Products, Loans, Mortgages, Overdrafts and Business Products
• Previous experience in managing a portfolio

Whats in it for you?
We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program
• Leaders who support your development
• Ability to make a difference and lasting impact
• Opportunity to take on progressively greater accountabilities

RBC is committed to supporting flexible work arrangements when and where available. Details to be discussed with Hiring Manager.
RBC requires as a condition of employment that all successful candidates in the United States and Canada be fully vaccinated against COVID-19 prior to their start date, and may require proof of the same. Reasonable accommodation is available where required by law.
Job Skills Collections Experience, Communication, Customer Experience (CX), Decision Making, Multitasking, Negotiation, Operational Risks, Oral Communications, Risk Mitigation Strategies
Additional Job Details
Address: MEADOWVALE BUSINESS PARK, 6880 FINANCIAL DR:MISSISSAUGA
City: MISSISSAUGA
Country: Canada
Work hours/week: 37.5
Employment Type: Full time
Platform: PERSONAL & COMMERCIAL BANKING
Job Type: Regular
Pay Type: Salaried
Posted Date: 2025-05-09
Application Deadline: 2025-05-23
Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above
Inclusion and Equal Opportunity Employment
At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.
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