Job Description

At , we strive to build value for the people who choose us every day: our people, our clients and our investors. We do this by holding true to the values that guide us. We put people first and build relationships with intention. We seek out and embrace new ideas, knowing that better is always possible. We believe that how we do things is as important as what we do. And we harness the power of inclusion. Our culture is who we are and how we show up - as individuals and as a team - to accomplish our strategy.

Role Specifications

Everyday flexibility. Flexible work arrangements. Hybrid work environments. Alternate Locations.

It's a new world, and we are learning to embrace it. Work and life have been connected in new & different ways - for our clients & their businesses too. So, at CWB we've been changing the way we work. In fact, we're still changing. We're still learning.

CWB's Optimum Mortgage team is currently seeking term full time Mortgage Underwriter to underwrite for our Broker channel! Our Mortgage Underwriters are proud of their "Resolution and Customer Service" badges earned, they are consistently focused on personal and professional growth.

A successful candidate with CWB will display evaluation skills of risk using established criteria and current legislation guidelines.

CWB Optimum Mortgage. Sensible Lending solutions. Great personal service.

2022 Employer of Choice awarded by CMA Canadian Mortgage Awards

Make home ownership a reality with alternative mortgage options tailored to self-employed and non-traditional borrowers. Creative underwriting with a customer driven mind. Mortgage solutions is how we think, and clients appreciate our Underwriters for it!

Whether it's providing flexible solutions or stellar service support, we are there every step of the way.

You continue to identify yourself as:

What is the "Underwriter". Provide analytical, detail-oriented evaluations, to produce strong credit decisions on sophisticated mortgage applications

Sales Oriented. Establishing profitable and low risk parameters for loans, pricing, terms, and conditions with mortgage loans while valuing internal and external client successes

Risk Appetite. Maintain and excel in vigilance within the market risk appetite while adhering to CWB Financial Group policies

Compliance. Ability to efficiently analyze and evaluate supporting documentation provided by clients and brokers while staying in sync with industry compliance obligations including Privacy, Anti-Money Laundering/Anti-Terrorist financing, Internal Fraud Policies and KYC

Innovative Solutions. Go beyond and hold high regard to creatively invent flexible and unique solutions for clients while maintaining adherence to CWB policies and guidelines

Mentor. Offer mentorship to support Mortgage Documentation Officers

Composure. Maintaining day to day operations in an exciting paced, sales and client focused environment

Features shaping results:

Collaborator. Technologically savvy. Team builder. Outstanding Communicator. Respected negotiator

Education. Post secondary in commerce, finance or business or equivalent experience

Understanding. Minimum two years of 'Alt A' or "A" underwriting/ lending

Expertise. Understanding of Insurer (CMHC and Sagen) guidelines

Skills. Solid computer savvy and application skills (Word, Excel etc.)

Relationship Builder. Outstanding and effective interpersonal and customer service skills. Demonstrated communication via email and telephone. Adjudicate Broker originated 'A' and 'Alt A' credit applications

Emphasis. Steady ability to thrive within a sophisticated and diverse organizational environment - balancing multiple tasks simultaneously with composure and humour, under pressure

Time Management. Attentive to preserving efficient turnaround time with a strong attention to detail, in processing all documentation, applications and ensuring referral sources are receiving exceptional communication.

Why work with us?

Winners of Canada's Most Admired Corporate Culture 2021 &

Recognized as one of 50 Best Workplaces in Canada by Great Place to Work 2022

& Best Workplaces for Mental Wellness in Canada 2021

Values driven people first benefits

At CWB, we know your life, downtime, family, adventure, recovery, and future are an important part of you. They're important to CWB too. That's why our benefits take care of your whole life, family included.

Wellness matters. We offer an award-winning benefits package that includes hybrid work environments, everyday flexibility, 100% company-funded health coverage, health care spending account, a flexible wellness program & generous time-away options to unplug, rest & recover. Bring your whole self to work. Inclusion is a journey requiring practice & experience to result in a powerful outcome. Your perspective matters & voice will be heard. Find a community within the CWB family in our employee represented groups. Career development. We invest in our employees' development to help them reach their professional goals with organization wide Coaching services. Strategic career design is an investment in our core asset - our people. Innovation. Learn. Grow. Enhance. At CWB, we play to win. When we fail, we fail forward. Recognition. Peer-to-peer recognition programs for "in the moment" and monumental wins. Community giving. Make a difference. Drive economic prosperity in your community. Get involved. Volunteer. Fundraise. All with CWB support. ESG & sustainability focused. Be proud of where you spend, work & invest. Financial rewards. Base salary & pay for performance incentives. Retirement investment strategy. You can't work forever! So, we've got you covered. Company ownership. No greater sense of motivation & empowerment than being an owner! Find your "why" at .

Be proud of where you work. Join CWB Optimum Mortgage. Apply today.

#LI-AI1

As an equitable employer, CWB Financial Group is committed to providing a safe and where a diverse workforce thrives. You are welcomed and encouraged to bring your whole self to work. Dignity, respect and equality are non-negotiables. If you require during any part of the recruitment or selection process, please reach out.

Closing Date:

• Position closes at 12:01am on the close date identified below. 11/15/2022