Lending Officer

Mississauga, ON, Canada

Job Description

Our Banking client in Mississauga, Ontario is looking to hire a Lending Officer for a 6-months contract role with Possibility of extension.

What you will do...

  • Champions a customer focused culture to deepen client relationships and leverage broader Bank relationships, systems, and knowledge.
  • Provides an excellent customer experience by taking responsibility for and ensuring ongoing service, including updates to the loans, accounts, products, and services of existing clients, and thereby adhering to established Operating Performance Commitments (OPCs).
  • Responsible for monitoring of accounts and loans to ensure balance and payments are up to date.
  • Maintains up-to-date knowledge and understanding of relevant products, processes, and policies, including completing internal training, and reviewing appropriate news items and publications.
  • Participates as an active partner, and initiates changes by working with stakeholders and business lines to resolve issues, remove roadblocks, reduce costs, and improve services.
  • Responds promptly and effectively to service inquiries, concerns, and complaints from Banking partners, with the ability to:
  • Resolve day-to-day servicing issues and reduce business and client impact with managerial direction as required.
  • Analyze situations and present sound recommendations and decisions to overcome any obstacles and escalating if required.
  • Facilitate decision making processes by providing timely, meaningful, and easily available data.
  • Understand how the Bank's risk appetite and risk culture should be considered in day-to-day activities and decisions.
  • Actively pursues effective and efficient operations of his/her respective areas, while ensuring the adequacy, adherence to and effectiveness of day-to-day business controls to meet obligations with respect to operational risk, regulatory compliance risk, AML/ATF risk and conduct risk, including but not limited to responsibilities under the Operational Risk Management Framework, Regulatory Compliance Risk Management Framework, AML/ATF Global Handbook and the Scotiabank Code of Conduct.
  • Champions a high-performance environment and implements a people strategy that attracts, retains, develops, and motivates their team by fostering an inclusive work environment, communicating vision/values/business strategy, and managing succession and development planning for the team.
  • Perform other related duties as assigned.
  • Reviews/provides authorization for transactions and/or temporary credit requests.
  • Reviews authorizations (including syndications) for deals up to $10MM to execute the requirement of existing accounts, products & services, and subsequent funding.
  • Responsible for the review and action of the daily overdrafts, delinquencies (including Small Business), annual review, lending advances/payouts, etc.
  • Operates independently to execute day-to-day operations within assigned authorities/limits (lending limits up to $5 million in total Borrower Connection based on time on post).
  • Reviews and processes high volumes of standard/non-standard service and credit transactions of customers.
  • Business Units supported include, but are not limited to: Commercial Banking, Small Business, Corporate, Global Risk Management, Payments & Cash Management, Audit, Quality Assurance, Trade services, Scotia Leasing, Real Estate Banking, Client Services and Solutions, Cash Management Call Centre, Symcor, Automotive Finance and other units (as applicable). Services approximately 31,000 Commercial clients.
  • Provides national coverage between the hours of operation (7 a.m. - 8 p.m. Eastern Standard Time). Shifts may vary.
  • Assist with implementing efficiency-focused improvements to operating procedures and/or systems in order to meet Bank regulations by participating in pilots and "test &
learn" as required.
  • Participates in cross-training to broaden skillsets across different areas.
  • Education / Experience / Other Information (include only those that are specific to the role).
What you will need to succeed...

Must have skills:
  • Knowledge of business credit as it applies to the Commercial Bank's policies & procedures, products & services, and security & collateral documentation.
  • 1+ years' experience in working with Microsoft Office (Excel, Word, and Outlook).
  • Previous banking or financial background (combination of education & work experience will be considered) - 1+ years.
Nice to have skills:
  • Strong ability to work in high-pressure environment with minimal supervision.
  • Strong ability to ability to multi-task.
  • Proven customer service skills, as well as flexibility to adapt to changing environments.
  • Implementation experience in the setup and execution of accounts, products & services, and loan/funding.
  • Strong Communication (written & verbal) and Organizational Skills.
  • Relevant working experience in Financial Services or related Industry.
Looking for Meaningful Work? We can help!

If you're a technical professional, you know that it can be difficult to find fulfilling work that advances your career. At the Ian Martin Group, we exist to connect professionals like you with meaningful work at industry-leading companies in your field. And we walk the walk, too: as a Certified B Corporation, we believe in using business as a force for good for people, our communities, and the environment.

We value diversity and inclusion and encourage all qualified people to apply. If we can make this easier through accommodation in the recruitment process, please contact us at

We encourage all qualified candidates to apply; however, only those selected for an interview will be contacted.

Ewemi

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Job Detail

  • Job Id
    JD2072411
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    Mississauga, ON, Canada
  • Education
    Not mentioned