Job Description

We\xe2\x80\x99re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what\xe2\x80\x99s right for our clients.

At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.

To learn more about CIBC, please visit

What You\xe2\x80\x99ll Be Doing

With support from the Senior Director Real Estate Secured Lending Polices and Programs, the Director, Collateral Management is responsible for leading CIBC\xe2\x80\x99s Real Estate Secured Lending collateral management strategies which involve managing and optimizing our existing appraisal processes, leading the Auto-Valuation Management (AVM) strategy, and providing oversight over regulatory requirements and controls of our appraisal model, collateral data analysis and policy management. In addition, the Director Collateral Management will proactively and regularly scan the marketplace and continuously evolve our Maximum Loan Amount Calculations (MLAC), geographic concentrations, and portfolio performance to maintain and balance competitiveness, client centricity and manage risks in an evolving environment.

At CIBC we enable the work environment most optimal for you to thrive in your role. You\xe2\x80\x99ll have the flexibility to manage your work activities within a hybrid work arrangement where you\xe2\x80\x99ll spend 1-3 days per week on-site, while other days will be remote.

How You\xe2\x80\x99ll Succeed

Accountable For The Development and Implementation of Real Estate secured lending collateral analysis, key active and predictive metrics, and property valuation strategy; and, approach to balancing risk and business strategy. Develop and provide leadership for development of strategy and design AVMs, Fair Market Rent and overall appraisal mix (Emili, AVM, Desktop, Drive-By, Full, other)

Maintain and Drive Detailed Knowledge of Real estate secured lending valuation approaches, products, policies, standards, processes, KPIs, and systems across all delivery channels; including changes to different regulations that may have an impact.

Obtain Input From Stakeholders on impact of Regulatory Program changes; consult with General Counsel as required to obtain legal interpretation of the impact of legislative changes and of proposed policy/procedure changes on legislative compliance in consideration of real estate/collateral based transactions.

Analyze, Investigate, Identify and Resolve potential or active issues of governance or compliance , or as raised by regulatory bodies and internal Bank groups (e.g., Audit, Compliance, Risk Management); identify and develop policy, procedural changes, controls and reporting to address, resolve and monitor these issues.

Product & Policy development of quality customer centric real estate and collateral approaches that support business and customer satisfaction objectives consistent with CIBC product management strategy, while ensuring regulatory compliance. Monitor and re-engineer existing CIBC product and policies as needed to ensure CIBC remains compliant with regulations.

Who You Are

Values matter to you. You bring your real self to work and you live our values \xe2\x80\x93 trust, teamwork and accountability.

You\'re passionate about people. You find meaning in relationships and surround yourself with a diverse network of partners. You build trust through respect and authenticity.

You put our clients first. You engage with purpose to find the right solutions. You go the extra mile, because it\'s the right thing to do.

You understand that success is in the details. You notice things that others don\'t. Your critical thinking, knack for data analytics and business intelligence skills help to inform your decision making and recommendations.

Your influence makes an impact. You know that relationships and networks are essential to success. You inspire outcomes by making yourself heard.

You\'re driven by collective success. You know that collaboration can transform a good idea into a great one. You understand the power of an inclusive team that enjoys working together to bring a shared vision to life.

What CIBC Offers

At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck.

We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, defined benefit pension plan*, an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program.

Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.

We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.

*Subject to plan and program terms and conditions

What you need to know

CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact

You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit.

Job Location Toronto-81 Bay, 24th Floor

Employment Type Regular

Weekly Hours 37.5

Skills Business Cases, Business Planning, Leadership, Pricing Strategies, Problem Solving, Product Management, Product Marketing, Project Management, Relationship Building

CIBC