Credit Analyst

Portage la Prairie, MB, CA, Canada

Job Description

Position: Credit Analyst

Location: Open to Multiple Stride Credit Union Locations

Posting #: 2025-23

What's the Opportunity?

The Credit Analyst is responsible for assisting with evaluating the effectiveness of branch lending activities and recommending initiatives to improve lending portfolios and risk management adherence.

What you'll get to do:

oPrepare and approve credit applications within approved lending limits and presenting credit applications to appropriate individuals or committees when application exceeds lending authority

oMonitor branch lending activities to maximize portfolio performance including ensuring credit granting is objectively evaluated, documented, and secured, as well as compliant with all relevant policy and procedure, legislation, and program requirements

oReview loan applications and related documents for new loans, renewals, loan payment skips and substitutions of security, etc. as required based on policy and lending limits

oWork with managers to address member challenges and facility improvements to member's financial well-being.

oProvide recommendations on credit policy and procedure amendments and/or additions/deletions as required

oProvide support for credit recovery, delinquency management, and overdraft management

oParticipate in continuous process improvement within both credit and collections areas

Who we are looking for:

o4-6 years of lending or credit experience, ideally in the Credit Union system

o2 years post-secondary education, or a combination of education and experience

oProven ability to problem solve, troubleshoot and make recommendations

oMust be comfortable working on multiple requests with conflicting deadlines in a team environment

We are open to considering candidates who might not have all the qualifications but demonstrate a strong willingness to learn and grow.

Why join Stride Credit Union?

We offer an engaging work environment where creativity and autonomy are valued. You will receive a significant total compensation package including a competitive salary, eligibility for variable compensation and a matched pension plan. You will also receive additional benefits, such as:

oFlexible work options, where available

oExtended health, dental and vision benefits (with 100% employer paid premiums)

oEmployee banking benefits (including free chequing accounts, low interest credit card and bonus rates on deposit and lending products)

oOpportunities for professional development and career growth

If this sounds like something you are up for, we want to hear from you! Please submit your Resume and cover letter to careers@stridecu.ca, quoting posting 2025-23. This posting will remain open until end of day Monday, October 20th.

Stride Credit Union is committed to employing a diverse workforce and encourages all qualified individuals to apply. If you require accommodation related to the materials or activities used throughout the selection process, please let us know. We thank all candidates for their interest, however, only those selected for an interview will be contacted.

Job Type: Full-time

Pay: $61,470.00-$75,249.00 per year

Benefits:

Company pension Dental care Employee assistance program Extended health care Life insurance Vision care
Work Location: Hybrid remote in Portage la Prairie, MB R1N 1T9

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Job Detail

  • Job Id
    JD2897300
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    Portage la Prairie, MB, CA, Canada
  • Education
    Not mentioned