Job Description

As a locally based financial institution, Cambrian Credit Union is known for working within our community. Everything we do at Cambrian is guided by our five simple values: Integrity and Honesty; Member Focused; Competitive; Community Involvement; Innovative Spirit.



Cambrian Credit Union is seeking a

Credit Analyst

to join our Commercial Credit Risk Team.



A key member of the Commercial Credit Risk team, the Credit Analyst has strong financial acumen combined with a high degree of accuracy and uses it to support both Commercial Banking and Commercial Credit Risk. Support for Commercial Credit Risk will include comprehensive financial analysis for credit applications, annual reviews, and reports on the credit portfolio. Support for Commercial Banking will include analyzing broker deals, monitoring of margined lines of credits, construction draw analysis and monitoring, and financial analysis for credit applications.



The Credit Analyst will provide the highest standard of accurate, prompt and courteous service. The Credit Analyst is responsible for successfully supporting various administrative functions to ensure adherence to Cambrian's audit and compliance standards and will assist co-workers with tasks and projects as necessary.

In the role of Credit Analyst, you will:

Deliver thorough financial analysis to support Commercial Account Managers in the preparation of credit submissions (spreading the financial statements, noting financial trends, identifying areas of strength and areas of concern). Support Commercial Account Managers by spreading financial statements and preparing the financial analysis template for credit submissions. Lead the annual review process by spreading the financial statements and analyzing financial statements to determine changes to the member's financial position (if any) and identify where a more thorough review is required. Perform analysis and due diligence on Member margin covenants Analyze construction draws using the appropriate templates Working in collaboration with Commercial Credit Risk, especially in supporting risk processes and guidelines; and providing proactive portfolio management support. Identify and recommend to Commercial Account Managers referral opportunities and additional Cambrian solutions that may meet the member needs by thorough financial analysis. Demonstrate leadership commitment through consistent performance, reliability, and willingness to take charge of situations as needed. Provide assistance and support to Manager, Commercial Credit Risk, Vice-President, Credit Risk & Syndications as deemed necessary or required.

Your Education & Experience:

Post-secondary education in commerce, finance, economics, accounting or business administration required. Outstanding quantitative and qualitative analytical skills; intermediate to advanced excel skills. Experience in reading and interpreting financial statements. Previous experience or interest in commercial real estate would be considered an asset. Strong organizational skills, ability to manage multiple tasks while meeting time sensitive deadlines Creative thinker/ problem solver, with a member-centred approach and strong desire to continuously improve and add value. Ability to work well in an environment with multiple and often changing priorities.

Our Environment & Total Compensation

Cambrian offers a work environment where teamwork and creative thinking are valued. In addition, we offer continuing professional development and a competitive total compensation package including:


A hybrid work environment with the use of advanced technology Extended health and dental benefit options, up to 80% employer-paid premiums dependent on which coverage level chosen Defined Contribution Pension Plan - matched at 6% Short Term Disability, Life Insurance, Long Term Disability, AD&D insurance and EAP Paid sick days, Paid emergency Absent days Customized training, career development planning, and structured onboarding Staff Banking Benefits - Employee interest rates on Credit Union personal loans, lines of credit, mortgages and credit cards Annual Performance appraisals and merit increase reviews

Cambrian Values

The

Credit Analyst

consistently displays Cambrian's core values as follows:

Integrity & Honesty:

Anticipates and adapts behaviours consistent with integrity and honesty. Listens to and considers differing perspectives respectfully; interacts with others fairly and objectively.

Member Focused:

Anticipates and adapts to member needs; takes responsibility for working with members to identify and solve issues and ensure satisfaction.

Community Involvement:

Sets an example to others by attending or participating in organizational and community events and initiatives. Involved in organizational committees to promote awareness and involvement.

Competitive:

Sets an example to others by exceeding expectations. Identifies potential obstacles to reaching goals and develops ways to overcome them.

Innovative Spirit:

Identifies opportunities to improve on technologies and processes. Identifies ways to assist others in adapting to change and communicates about change in a positive way.

How to apply:

Please submit your application online (https://www.cambrian.mb.ca/careers) by September 22, 2025. Your resume and cover letter must clearly illustrate how you meet these qualifications.



Cambrian Credit Union would like to thank all applicants for their interest, however, only those selected for an interview will be contacted.

Note:

Cambrian Credit Union is an equal-opportunity employer. We welcome and encourage applications from individuals with diverse backgrounds, abilities, and experiences. Accommodations are available on request for candidates taking part in all aspects of the selection process.