TD Description
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Department Overview
The Business Banking Credit Management team structures credit applications, providing review and analysis for all potential corporate and commercial deals for the Bank. Our professionals offer a full suite of customized credit and cash management solutions to meet the complex needs of our clients. We provide credit administrative and operational support and offer dedicated relationship coverage to the commercial clients. If you want to be a brand ambassador who can help strive efficiencies for the bank, then join our team and make an impactful contribution to TD and your own success.

As Credit Analyst I, Agriculture Services, you will structure credit for assigned portfolios and assess credit worthiness of potential customers for driving profitable business growth while adhering to TD\'s credit risk policies. You will prepare credit reviews, approve draw requests and have responsibilities for monitoring and control. In addition, you will:

• Support the Relationship Manager in booking new business by preparing competitive credit packages in the assigned business segment on time to meet customer needs
• Continually deliver exceptional customer service at every interaction and execute on plans to continuously improve the customer experience
• Conduct appropriate market, industry and client research and risk analysis in support of the credit development and credit submission processes where appropriate
• Participate in the achievement of business objectives through exceptional customer service and risk support to increase profitability and enable business growth
• Support the promotion of products, sales, services and banking capabilities
• Contribute to business objectives for Operational Excellence
• Provide specialized business services, advisory or program support for own area of specialty, within defined parameters
• Investigate and analyze potential solutions; ensure processes and functional programs are implemented
• Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and collaboration and ensure timely communication of issues
• Support the team by continuously improving expertise in own area and participate in knowledge transfer within the team and business unit
• Keep current on emerging trends and developments and grow knowledge of the business, related tools and techniques

Job Requirements

• Undergraduate degree and/or over 3 years of relevant experience
• Sound conceptual knowledge in own field of specialty and broader related areas
• Proficient in using Windows and MS Office Suite (Word, Excel, PowerPoint and Outlook)
• Strong communications and organizational skills with the ability to multi-task and adapt to change in a dynamic fast-paced environment
• A high-energy individual who can be detail oriented and exercise initiatives with minimal discretion

Inclusiveness
At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live and serve. If you require an accommodation for the recruitment/interview process (including alternate formats of materials, or accessible meeting rooms or other accommodation), please let us know and we will work with you to meet your needs.
Job Family
Commercial Credit Management
Job Category - Primary
Commercial Banking
Job Category(s)
Commercial Banking
Hours
37.5
Business Line
TD Commercial Banking
Time Type
Full Time
Employment Type
Regular
Country
Canada
**Province/State (Primary)
Ontario
City (Primary)
Stratford
Work Location
61 Lorne Ave East
Job Expires
14-Apr-2023