Job Description

Job Summary

What is the opportunity?
Do you thrive in working in an interactive team environment? Are you a quick learner of systems? Do you have strong written and spoken communication skills? As an Associate in our Credit and Transaction Management team, you will work closely with Corporate Banking (CB) and Global Markets (GM) Sales & Trading to support the growth of the corporate loan book and trading businesses, and will manage a portfolio of borrowers in Diversified sectors within the Global Credit division of RBC Capital Markets. You will also work closely with other groups within Capital Markets and the Bank to deliver a full range of credit and banking services to multinational and other large corporate relationships.
What will you do?
You will be responsible for the administration of an assigned portfolio of borrowers in the Diversified sector, which includes multinational and other large corporate lending relationships, and will provide additional support to several Corporate Banking teams.
Your key responsibilities will include:

• Ensure Annual Reviews of existing credit relationships are completed in a timely fashion and maintain a high quality of work.
• Ensure credit agreement terms are correctly reflected in the Banks systems and that all credit documentation is accounted for and reviewed in a timely basis (e.g. credit agreements, amendments, waivers, security documents).
• Portfolio Transaction Management: Includes but is not limited to: (i) Review and approve specific draw down requests, (ii) Develop expertise in assigned portfolio, policies and guidelines, and provide value added advice to internal partners, (iii) Ensure compliance with Bank Policy, and (iv) Participate in team deliverables with respect to regulatory/audit requests.
• Provide transactional support to CB / GM which includes but is not limited to: credit transaction requests (new credit, refinancing requests, renewals, covenant waivers, loan documentation reviews), drafting loan proposals, trading line requests, and cash management requests.
• Work closely and maintain positive relationships with Corporate Banking (CB), Group Risk Management (GRM), Global Markets (GM), and Global Loans Administration (GLA).
• Completion of ad-hoc projects and other duties (including presenting to key stakeholders) efficiently and effectively in order to support the teams planned and unplanned demands.

What do you need to succeed?
Must-have:

• MBA, professional designation (e.g., CA, CMA, CFA) or a post-graduate degree with a focus in business, accounting, economics, mathematics or other quantitative field, and relevant work experience
• Previous banking experience or corporate lending experience with client relationship management, knowledge of structuring and writing of credit proposals, credit processes, policies, risk analysis would be an asset
• Ability to read and understand complex legal documents (e.g. loan agreements, security documents)
• Strong credit and analytical skills including the ability to critically assess financial statements and other client reports to draw reasoned conclusions and recommend a course of action
• Excellent written and verbal communication, with strong negotiation skills and an ability to manage conflicting demands and viewpoints, and multiple stakeholder expectations
• Ability to work effectively within a team environment and to interact at all levels within a large organization
• Ability to prioritize, perform well under pressure and meet time sensitive deadlines
• Ability to strike a balance in putting Client First while ensuring that internal standards are maintained and deliverables are provided
• Strong general PC Skills (Excel, Word and PowerPoint)

Whats in it for you?
We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• Leaders who support your development through coaching
• Work in a dynamic, collaborative and high-performance team environment
• Opportunities to do challenging work and foster strong working relationships other areas of the bank, notably Corporate Banking, Group Risk Management, Global Markets, Global Loans Administration, Global Banking Service Centre, Ratings & Monitoring Group, and Agency Services.

Job Skills Adaptability, Critical Thinking, Customer Service, Detail-Oriented, Financial Engineering, Financial Statement Analysis, Investments Analysis, Personal Development, Personal Initiative, Teamwork
Additional Job Details
Address: ROYAL BANK PLAZA, 200 BAY ST:TORONTO
City: TORONTO
Country: Canada
Work hours/week: 37.5
Employment Type: Full time
Platform: CAPITAL MARKETS
Job Type: Regular
Pay Type: Salaried
Posted Date: 2025-04-28
Application Deadline: 2025-05-12
Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above
Inclusion and Equal Opportunity Employment
At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.
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