396309BR
Insurance
Montreal, QC
January 23, 2023

Company Overview
Tell us your story. Don\xe2\x80\x99t go unnoticed. Explain why you\xe2\x80\x99re a winning candidate. Think \xe2\x80\x9cTD\xe2\x80\x9d if you crave meaningful work and embrace change like we do. We are a trusted North American leader that cares about people and inspires them to grow and move forward. Stay current and competitive. Carve out a career for yourself. Grow with us. Here\xe2\x80\x99s our story: jobs.td.com Department Overview
The TD Insurance Analytics and Modelling team has the mandate to provide business intelligence using advanced analytical techniques such as machine learning and artificial intelligence (AI) models. This group is responsible for doing in-depth analysis to better understand claim payments, client or advisor behaviours, product design, underwriting processes and a lot more. This group is also responsible to develop, maintain and calibrate all models used within TD Insurance, including but not limited to loss cost models and customer behaviour models. Within this team, the Underwriting Analytics function is a multidisciplinary team that is dedicated to develop and maintain underwriting rules and guidelines. The team is composed of Actuarial Analysts whose primary task is to gather and analyses data to develop schemes and predictive models that will refine TDI\xe2\x80\x99s risk appetite. Collaboration with Underwriting Specialists is also essential; their main role to determine underwriting rules that will respect the government\xe2\x80\x99s regulatory guidelines, while being clear and easy to apply for advisors.

Main tasks of the Actuarial Analyst I, Underwriting Analytics:

• Using state-of-the-art predictive modelling techniques (GLM, Random Forest, GBM, \xe2\x80\xa6) to refine segmentation models and underwriting rules for the general insurance automobile and residential products for the TD Insurance Canadian market
• Pushing forward the knowledge of the client\xe2\x80\x99s expected risk and profitability to the business by leveraging insight and making data-driven decisions
• Execution and presentation of numerous underwriting analyses aiming to support growth and profitability objectives of TD Insurance
• Development and maintenance of tools to monitor the evolution of our portfolio
• Collaboration with numerous departments within the organization (Underwriting, Pricing, Advanced Analytics, Product, Risk Management, Client Advice Center, etc.)

Requirements
What can you bring to TD? Tell us about your most relevant experience, credentials and knowledge for this role, as well as these essential requirements and desired attributes:

• Bachelor\xe2\x80\x99s or master\xe2\x80\x99s degree in Actuarial Studies, Mathematics or Statistics
• In the process of writing exams of the Casualty Actuarial Society
• Analytical mind and ability to make sound decisions
• Good organizational and time management skills
• Adaptable to changing situations
• Knowledge of Microsoft Office Suite and computer skills (SQL, VBA, R, Python etc.) will be an asset
• Good written and oral communication skills in English (French will be an asset)

Flexible Work Options
N/A Hours
35 Inclusiveness
At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live and serve. If you require an accommodation for the recruitment/interview process (including alternate formats of materials, or accessible meeting rooms or other accommodation), please let us know and we will work with you to meet your needs.