Job Description

Wells Fargo is seeking a VP, Lead Enterprise Risk Officer within our Americas Regional Chief Risk Office team as part of Wells Fargo's second line of defense function, Independent Risk Management, which provides independent oversight of risk-taking activities. Independent Risk Management establishes and maintains Wells Fargo's risk management program and provides oversight, including challenges to and independent assessment of, the frontline's execution of its risk management responsibilities. We manage risk according to the Risk Management Framework and ensure all employees understand their individual accountability for managing risk. Enterprise Risk roles depend on a variety of skills, including: Data analysis and synthesis, root cause analysis, change management, process management & execution, risk governance, risk strategy, risk identification & assessment, risk prevention, controls & mitigation, risk monitoring, reporting & escalation, risk systems & technology. This role is for a vacancy in our Toronto office.

In this role, you will:

Lead, develop, and implement strategic initiatives and processes that strengthen risk culture, appetite, and business performance for credit risk and across enterprise risk. Review, challenge, and monitor risk activities to ensure compliance with enterprise and regional risk programs, policies, and standards. Provide oversight and credible challenge on risk issues and trends, including emerging risks across credit, model and other enterprise risk areas. Support model and credit risk governance activities, including risk identification, risk assessment, risk prevention, controls, mitigation, and reporting with minimal oversight. Partner with business leaders, risk managers, and other stakeholders to resolve risk issues and achieve goals. Ensure proper documentation, escalation, and resolution of identified credit and model risk issues. Participate in enterprise risk program oversight, including execution support of the new business initiatives program across the region, the risk measurement program, and monitoring/reporting of risk management metrics and relevant risk program update. Support the development, maintenance, and reporting of enterprise and business-line risk dashboards in the areas of credit and model risk, leading discussions to enhance regional oversight and use of relevant dashboarding reporting. Assist with preparation of materials for risk committees, governance forums, and regulatory reviews as needed.

Required Qualifications:

5+ years of Risk Management experience (Compliance, Financial Crimes, Operational Risk, Audit, Legal, Credit Risk, Market Risk, IT Systems Security, Business Process Management) or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

Bachelor's degree in a quantitative field such as applied mathematics, statistics, engineering, finance, economics, econometrics, or computer sciences is preferred. Strong knowledge of credit risk concepts, enterprise risk management frameworks, and related regulatory expectations. Proficiency with data tools such as SQL, SAS, Tableau, BI/automation tools, and experience managing disparate data sources. Knowledge of ECAP/CCAR/Basel or similar regulatory frameworks. Experience in process automation, data reconciliation, validation, and documentation. Strong analytical skills with the ability to interpret complex data and provide actionable insights. Demonstrated ability to assess new business initiatives from a risk perspective. Excellent problem-solving skills with attention to detail, accuracy, and risk awareness. Ability to work effectively under deadlines, achieve goals, and work independently in a dynamic environment. Strong written, verbal, and interpersonal communication skills with the ability to present risk topics to stakeholders at multiple levels.

Job Expectations:

Ability to work on-site at the posted work location This position is not eligible for Visa sponsorship

Posting End Date:

23 Oct 2025

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.



Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.



Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.



b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.