Job Description

At Equitable, we believe work should be a place where you feel supported, inspired, and empowered to grow. In our caring and collaborative environment, your curiosity is encouraged, your passion is recognized, and your contributions truly matter. Together, we create meaningful impact--for our clients, our communities, and each other.

Position Title:

Underwriter, Senior

Reports To:

Manager, Underwriting

Department:

Individual Underwriting

Term:

Permanent Full-Time

Work Arrangements:

You will work from your home office 100% of the time. You may be required to be in-person at our office in Waterloo, ON or another assigned location within the Waterloo Region, on an as needed basis. Sales related roles may be required to travel based on the assignment.

The Opportunity:

At Equitable, our focus is on making a meaningful impact in the lives of Canadians by putting clients at the heart of everything we do. We lead with empathy, act with intention, stay curious, and support one another every step of the way. If you're looking for purpose-driven work in a collaborative and inclusive environment where your voice is heard, and your growth is encouraged we'd love to connect. Equitable is looking for a Senior Underwriter to join our Individual Insurance team! The Senior Underwriter plays a key role in risk assessment for both life and critical illness products. This position is critical to Equitable success and is a great opportunity to work at one of Waterloo Region's Top Employers while developing skills for the future. Join one of the Waterloo Area's Top Employers for 2025 and Southwestern Ontario's Top Employers for 2024 and be part of something that matters.

What you will be doing:

Apply strong and holistic underwriting expertise in all areas of underwriting, including medical, financial and non-medical risk factors Consistently provide a superior quality of work Manage volumes of daily work independently to ensure service standards are met Provide a first-class client experience Comply with legislative requirements, consumer regulation and reinsurance treaties as they apply to privacy, disclosure and risk classification Contribute to continuous enhancement of underwriting processes and procedures Provide mentorship to other underwriters, offering guidance and sharing your expertise

What you will bring:

Superior technical knowledge in medical, financial, and non-medical underwriting Comfortable in a dynamic work environment with the flexibility to adapt to shifting priorities Excellent analytical and problem solving abilities Strong reinsurance relationships with excellent negotiation skills Strong communication skills, written and verbal Excellent relationship skills - proactive and service-oriented is key! 3+ years of demonstrated professional experience as a Life and Critical Illness Underwriter FLMI / FALU designation or currently working towards Commitment to continuous learning and participation in education enhancement to remain current with medical knowledge and industry underwriting trends Good knowledge of MS Office Suite

What's in it for you:

A workplace where care, passion, and curiosity aren't just values, they're how we work, grow, and succeed together every day. A healthy work-life balance with employee wellness top of mind Annual bonus program, annual vacation allowance, and company-paid benefits program Generous vacation package with one volunteer day to give back to a charity of your choice Immediate enrollment in the company's pension program with employer matching Employee resource groups that support an inclusive work environment Tuition support and specialized program assistance An onsite full-service cafeteria with a variety of daily options Discounts on company products and services, and access to exclusive employee perks Regular EQ Together events focused on company togetherness and collaboration

As part of the recruitment/offer process you will be required to:

Provide two professional references (minimum one supervisor and above)

This position is available due to an existing vacancy.

We are dedicated to inclusive and accessible hiring practices. If you require accommodations or alternative formats, please contact us at careers@equitable.ca.

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