Job Summary We are seeking a detail-oriented Underwriter to join our team. The Underwriter will be responsible for evaluating and determining the eligibility of loan applications based on established guidelines and risk assessment. Duties
- Analyze financial documents and credit reports to assess the risk of potential borrowers
- Review loan applications and supporting documentation for accuracy and completeness
- Determine the creditworthiness of applicants by evaluating their financial history and credit score
- Ensure compliance with company policies, underwriting guidelines, and regulatory requirements
- Communicate decisions effectively to loan officers, processors, and applicants
- Provide recommendations for loan approvals or denials based on risk assessment
Requirements
- Bachelor's degree in Finance, Business Administration, or related field
- Proven experience as an Underwriter or similar role in the financial industry
- Strong analytical skills with attention to detail
- Knowledge of underwriting principles, practices, and regulations
- Excellent communication and decision-making abilities
- Certification in Mortgage Underwriting is a plus
Job Type: Full-time
Pay: $23.00-$25.00 per hour
Experience:
underwriting: 1 year (preferred)
Work Location: In person
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