Job Description

Position Overview
Our Underwriting professionals support our clients\xe2\x80\x99 consulting and outsourcing underwriting business needs as it relates to analyzing and evaluating mortality and morbidity risk either as an individual contributor or in a support role. This role works with our clients in a production environment, referral process or participates in external client auditing. The individual in this role also possesses the expertise to advise clients on underwriting best practices or define and implement best solutions. The individual in this role is expected to make quality decisions, according to the underwriting principles, solve problems and complete work assignments while adhering to SLA expectations and any other established project timelines.
Responsibilities
\xe2\x80\xa2 Mortality/Morbidity Risk Analysis - determine appropriate underwriting requirements and assign case to appropriate risk category by analyzing and interpreting underwriting evidence for mortality and morbidity risk assessment for Individual Life. \xe2\x80\xa2 Communicate with field offices, distributors, reinsurers, advisors and client companies as required during the risk assessment process. \xe2\x80\xa2 Contribute and provide input on underwriting procedures. \xe2\x80\xa2 Assist with mentoring less experienced underwriters and co-sign as needed for all product lines. \xe2\x80\xa2 Provide input regarding clients, underwriting standards and procedures to better market our services. \xe2\x80\xa2 Interact with clients, expanding our knowledge of what our client needs are and competitor services being offered. \xe2\x80\xa2 Provide client support and assistance within their specifications and guidelines. Strive to be a problem solver, and advise management of potential problems or issues. \xe2\x80\xa2 Participate in internal committees and/or complete projects that impact the quality of the workplace or the work function. \xe2\x80\xa2 Advisor Underwriting Support - provide value added underwriting service to advisors by coordinating cases for the insurers and reinsurers to ensure they have all the full underwriting evidence for a favourable outcome of the insurance decision and to help speed up the underwriting process. \xe2\x80\xa2 Participate in Client Underwriting Audits \xe2\x80\x93 As a team member of the audit team, perform underwriting audits for client companies. Record and summarize results in an audit report that identifies factors in the underwriting approach that could adversely affect mortality or morbidity as well as identifying inconsistencies in decisions, and lack of adherence to underwriting requirements, treaty parameters, internal underwriting guidelines and overall company\xe2\x80\x99s underwriting philosophy. \xe2\x80\xa2 Support other areas of the company as needed on a consulting basis or assist co-workers while involved in a project or committee. \xe2\x80\xa2 Act as a reviewer in internal underwriting audits, as required. \xe2\x80\xa2 Peer review of external underwriting audits, as required. \xe2\x80\xa2 Keep abreast of all changes in medical advances, attend medical and non-medical training seminars held in-house as well as outside courses designated by supervisor.
Requirements
QUALIFICATIONS \xe2\x80\xa2 Minimum 7 years of life underwriting experience. \xe2\x80\xa2 Experience with large face amounts and older age underwriting. \xe2\x80\xa2 Have attained or working towards LOMA, FLMI or ALU designations. \xe2\x80\xa2 Ability to work effectively with Microsoft Word, Access, Excel and PowerPoint applications and various underwriting workflow systems and platforms. \xe2\x80\xa2 Excellent verbal and written skills \xe2\x80\x93 communicating across, up, and down the reporting chain and to client companies. \xe2\x80\xa2 Conversant in insurance and reinsurance terminology. PREFERRED QUALIFICATIONS \xe2\x80\xa2 Critical Illness and Group (DI, Life and Health) underwriting experience. \xe2\x80\xa2 U.S. life insurance market experience. \xe2\x80\xa2 Structured Settlements underwriting experience. SKILLS & COMPETENCIES \xe2\x80\xa2 Excellent client driven focus and attitude. \xe2\x80\xa2 Exhibits and role models a \xe2\x80\x98can do\xe2\x80\x99 attitude. \xe2\x80\xa2 Ability to work independently and collaboratively in a team. \xe2\x80\xa2 Thrives on challenge and change and is flexible. \xe2\x80\xa2 Unparalleled focus on quality work and attention to detail. \xe2\x80\xa2 Strong negotiation and collaboration skills. \xe2\x80\xa2 Adaptable - quick learner. \xe2\x80\xa2 Strategic and innovative thinker. \xe2\x80\xa2 Strong problem solving skills. \xe2\x80\xa2 Strong time management skills. \xe2\x80\xa2 Quick learner of new processes and technology. \xe2\x80\xa2 Highly analytical thinker. \xe2\x80\xa2 An in-depth understanding of the advisor\xe2\x80\x99s role and challenges. \xe2\x80\xa2 Ability to interpret, assimilate and apply numerous guidelines, reports, data to manage and set priorities.
Job Reference: CN01159