Job Description

Requisition ID: 238682



Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.



As a Senior Manager, you assist the Director in managing workflows and coaching/training team members in providing support to various credit adjudication teams ensuring acceptable risk assessments, portfolio management, data integrity and completion of internal and regulatory reporting requirements.

Is this role right for you? In this role, you will:

Managing team of Analysts, who are performing risk assessment analysis through risk rating tools (including template selection) to determine appropriateness of Borrower IG code (including override rationale)/LGD and escalating matters requiring attention. Managing the monitoring of ODAR, CreditLens Refresh Report, exception reports, industry and connection exposures. Timely completion of various internal and regulatory reporting requirements in accordance with Bank policy and procedures. Championing efficiency or streamlining initiative that impacts not only within CCRA but also external processes. Championing a risk culture with a bold change mindset, building trust and always putting the client first. Communicate the terms and conditions of credit authorizations accurately. Thorough checking/reviews of incoming tasks, while maintaining up to date SDR in accordance with bank policy and procedures. Build strong working relationships with Credit units, Banking Units, Credit Process, Design & Training, Credit Risk Administration, and other Global Risk Management units. Immediate response to any credit inquiries and be able to provide reasonable solutions to any credit related issues raised. Leading (or arranging) training session for CCRA team members to enhance credit knowledge. Manage the preparation of industry annual reviews particularly with respect to data collection if applicable. Log management and assignment of requests (requires ability to quickly assess the difficulty of credit requests and recognize if future consultation with Credit units is required), while providing training and proactive coaching/feedback to team members to enhance team performance and productivity. Active participation in C360 Change Committee & CreditLens Governance Committee. Compliance to audit requirements and CCRA Job Aid to ensure tighter controls are in place to meet stakeholder's requirements. Work closely with Fulfillment Manager to ensure timely review and action of the incoming and out-going work with Analysts to ensure the team meets agreed SLA with partners. Continuous improvement in processes by leading the team initiatives (or mini sessions) to address inefficiencies in CCRA procedures. Pro-active support the GRM Corporate Credit adjudication teams with other duties as required. Play a key role in talent development and fostering an inclusive culture.

Do you have the skills that will enable you to succeed in this role? We'd love to work with you if you have:

Bilingual (English & Spanish) Full understanding of financial statements with solid analytical skills Excellent understanding of the Bank's credit policies, processes, and procedures including risk rating processes Demonstrates understanding of many of the various industries covered by Corporate Credit/FI Credit Ability to establish collaborative relationships within the unit, across GRM-Corporate Credit units and with other internal partners Strong verbal and written communication skills High level of accuracy and attention to detail Good organizational skills, as well as the ability to perform multiple priorities while maintaining high quality work Excellent computer skills (knowledge in data analytics and Microsoft office) Pro-active in looking for ways to improve efficiencies within the GRM-CCRA unit as well as with partners with whom the unit interacts. Ability to train, coach, and provide feedback on a timely manner to team members

What's in it for you?

We have an inclusive and collaborative work environment that values curiosity & ownership, encourages pragmatic creativity (i.e. true innovation), and celebrates success! An inclusive working environment that encourages creativity, curiosity, and celebrates success! A rewarding career path with diverse opportunities for professional development Internal training to support your growth and enhance your skills Hybrid Work Environment A competitive rewards package that includes a base salary, a performance bonus, company matching programs on pension and profit sharing, paid vacation, personal & sick days, medical, vision and dental benefits that start from day one and much more!


Location(s): Canada : Ontario : Toronto



Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.



At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.