Job Description

At John Deere, we run so life can leap forward. This powerful purpose is our promise to humankind that we will dream, design, and deliver breakthrough products that sustain our world for generations to come. The world is counting on us to feed billions of people and build vital infrastructures in villages, towns and megacities. And we live up to the legacy our founder forged in a one-room blacksmith\'s shop nearly two centuries ago by creating a culture that brings out the best in all of us. A culture where great ideas thrive because every voice is heard.

Title: SENIOR CREDIT ANALYST - 97302
Function: Financial Services
Onsite/Remote: Remote Position

Candidates applying for this position must have the proper work authorization to work in Canada to be considered for this position. Canada visa sponsorship is not available for this role.

Your Responsibilities

As a Senior Credit Analyst, you will build relationships with John Deere dealers while managing their customers equipment financing needs. In addition, you will:

• Review and analyze credit applications in all markets (Multi Use, Agricultural, Construction and Forestry).
• Review Personal and Commercial Credit Reports, Financial Statement Analysis and Asset Evaluation.
• Independently make credit decisions based on established Credit Policy / Guidelines and Procedures. Escalate as required and communicate decisions to dealership network.
• Respond to and resolve incoming dealer inquiries.
• Provide guidance to dealers in optimizing the use of JDF products to facilitate equipment sales.
• Build and maintain relationships with dealers and internal stakeholders (territory finance managers, sales/marketing, strategic credit managers)
• Stay up-to-date on industry trends, regional and national changes in the Agricultural and Construction & Forestry sectors.
• Participate in process improvement and/or team-oriented projects.

What Skills You Need

• Two or more years of Senior Credit Analyst experience in the Equipment Financing industry, having knowledge of leasing products and services offered.
• Ability to proficiently review and analyze financial statements and information to determine financial wherewithal and communicate decision.
• Ability to identify key risks and provide appropriate mitigating factors.
• Strong customer service and communication skills.
• Working knowledge of Microsoft Office and intranet / internet functions.
• Self-motivated, ability to independently manage workload and work in a team environment.
• Ability to work a set shift within retail credit hours of operation (8:00am to 7pm EST).
• This is a remote \xe2\x80\x9cwork from home\xe2\x80\x9d position; candidates must have an appropriate \xe2\x80\x9cwork from home\xe2\x80\x9d set-up with a stable internet connection.

What Makes You Stand Out

• Financial statement review experience
• Knowledge of the agriculture and construction and forestry industry
• Completion of Level 1 Credit Fundamentals Certification

Education

Ideally you will have a degree in business, finance, accounting (or a related field) or equivalent related work experience.

In accordance with the John Deere Accommodation Policy, reasonable accommodation of any of these qualifications may be considered. An equal opportunity employer, John Deere requires a diversity of people, perspectives and ideas to address the complex challenges of its global business.

This position will be posted for a minimum of 7 business days and unposted when a qualified pool of candidates is achieved.

The information contained herein is not intended to be an exhaustive list of all responsibilities, duties and qualifications required of individuals performing the job. The qualifications detailed in this job description are not considered the minimum requirements necessary to perform the job, but rather as guidelines.

John Deere