Job Description

Primary Locations: Montreal, Quebec

Attendance: Hybrid

Employee Status: Regular

Schedule: Full-time

**This position can be located in Montreal or in Toronto**

Do you want to increase your knowledge in finance structuring, negotiating complex agreements, implementing innovative strategies to support clients in difficulty, and understanding the legislative framework for business restructuring and insolvency?

Do you want exposure to a full range of industries and business sizes?

This rolea, can help you seize multiple opportunities in both risk management and commercial financing.

Your role:

• Act as a credit expert to support Senior Managers who work on complex restructuring files. You will be in charge of preparing and submitting credit applications.
• Actively participate in the various stages of complex transactions: from initial communication with clients to analysis, negotiation, implementation, documentation, renewal and in certain cases, exit strategy for sizeable credit facilities in a variety of industries
• Analyze very complex, sensitive credit facilities, exercising diligence, creativity and agility in order to satisfy clients' needs as well as the Bank's risk management criteria
• Help negotiate terms and conditions with clients, external advisors and Credit.
• Consult with internal or external experts, as needed, for in-depth analysis and/or aspects pertaining to legal documents
• Take charge of special projects, as needed, under the supervision of one of the managers of the Special Loans team.
• Help develop/improve portfolio tracking and management systems
• Work with the Quality Control and Internal Audit teams to continually improve our processes.

The Special Loans team acts as a restructuring expert for large commercial accounts in a high-risk situation. The team also manages all files for businesses that are placed under the protection of The Companies' Creditors Arrangement Act (C-36) or that file a notice of intention under the Bankruptcy and Insolvency Act (BIA).

The Special Loans team is also called on to work with the various business lines as part of joint management mandates for companies that are facing financial difficulties but do not require the immediate transfer of their file. The team also works in collaboration with Treasury, National Bank Financial and Commercial Banking, including all specialized financing product teams.

Competencies required

• Completed BacheloraAEURA(TM)s or MasteraAEURA(TM)s degree in a related field and 5-7 years of relevant experience
• Experience in commercial credit
• Strong interpersonal, communication and analytical skills, and ability to influence
• Proficiency in financial analysis
• Ability to communicate effectively in French anda, in English (for dealing with English-speaking partners outside Quebec)

Preferred competencies :

• Knowledge ofa, the different financial and legal issues associated with a restructuring or insolvency situation
• Experience in negotiation and sales, a definite asset
• Knowledge of business law or complex financing structures, a definite asset

Your benefits:

In addition to competitive compensation, upon hiring youaAEURA(TM)ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family.

• Health and wellness program, including many options
• Flexible group insurance
• Generous pension plan
• Employee Share Ownership Plan
• Employee and Family Assistance Program
• Preferential banking services
• Initiatives promoting community involvement
• Telemedicine service
• Virtual sleep clinic

These are a few of the benefits available to you. We have an offer that keeps up with trends as well as your needs and those of your family.

Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We actively listen to employeesaAEURA(TM) ideas. Whether through our surveys or programs, regular feedback and ongoing communication is encouraged.

a, We're putting people first

We're a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people.a, a, Our mission is to have a positive impact on peoples' lives.

Our core values of partnership, agility, and empowerment inspire us,a, and inclusivity is central to our commitments. We offer a barrier-free workplace that is accessible to all employees.a,

We want our recruitment process to be fully accessible. If you require accommodations, feel free to let us know during your first conversations with us.

We welcome all candidates! What can you bring to our team?

a, Ready to live your ambitions?

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JobField: Risk Management

Unposting Date: 2022-09-21

Job Number: CRE000LW

Posting Date: 2022-09-07