Job Description

Company Overview

Our Values
At TD we\'re guided by our purpose is to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture.

Making Your Well-being a Priority
A caring and supportive culture that promotes colleague well-being is core to who we are. At TD, we focus on total well-being with extensive programs to help colleagues assess, manage, and improve their well-being across four core pillars - physical, financial, social and mental/emotional. In addition, we champion a safe, inclusive and supportive work environment to help colleagues feel a sense of belonging, and supported in their personal and professional growth. Through our focus on total well-being, we know that we can help our colleagues thrive, contribute to our culture of care, and support better business outcomes \xe2\x80\xa6 because when colleagues feel their best, they\'re more likely to do their best.

Our Total Rewards Package
Our Total Rewards package reflects the investment we make in our colleagues to help them, and their families achieve their well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits including medical, dental, vision & mental health coverage, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.

How We Work
At TD, we believe in-person connections fuel collaboration and collective creativity. Our workplace experience empowers colleagues to do great work side-by-side at TD locations, while offering flexibility to work remotely where it makes sense for the work and team. Our teams work in one of three workplace models: hybrid, onsite and primarily remote. Wherever our colleagues are working, they\'ll always have access to the TD community and experience our culture of care.

Who We Are
TD is one of the world\'s leading global financial institutions and is the fifth largest bank in North America by branches. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is a customer obsessed organization, and we are deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you\'ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we\'re here to support you towards your goals. As an organization, we keep growing - and so will you.

Department Overview

Capital Markets Risk Management ("CMRM") is accountable for supporting TD Securities ("TDS") and Treasury & Balance Sheet Management ("TBSM") business objectives in accordance with TD\'s risk appetite and regulatory expectations. CMRM provides independent oversight of enterprise-wide market, counterparty credit and liquidity risks; ensuring all significant risks are appropriately measured, reported, analyzed and transparent. CMRM is a global business with offices in Toronto, Calgary, New York, Singapore, Dublin, and London.

At CMRM, we know that our people are our greatest asset, and we support and develop them by fostering respect, inclusion, and diversity; embracing innovation; empowering individuals; encouraging collaboration; providing ongoing coaching; and promoting continuous learning.

You will be part of a high performing team of risk professionals, where you will have the opportunity to broaden and deepen your understanding of risk disciplines and make an impact.

Job Requirements

• Undergraduate or graduate degree in Risk Management, Business, Economics, Mathematics, Finance or other quantitative disciplines.
• Pursuit or completion of CFA/FRM is an asset.
• Knowledge of financial instruments, regulations, and market risk metrics, gained through academic study, or practical experience.
• Proficient with Microsoft applications.
• Programming skillsets such as VBA, Python, SQL is an asset to develop, modify and continually improve the risk management infrastructure used to capture and analyze risk.
• Good understanding of risk management, governance compliance and controls practices.
• Ability to work in a fast-paced environment and manage multiple deadlines and priorities.
• Advanced quantitative, analytic, and problem-solving skills.
• Ability to understand the impact of economic and market events on trading Risk.
• Ability to handle pressure under hard deadlines.
• Takes ownership and possesses an excellent attitude to see through matters escalated from end-to-end.
• Strong conceptual and strategic thinking skills, ability to see the big picture in a complex environment and identifying key risks in any process.
• Independent thinker who takes initiative to capitalize on opportunities and achieve efficiencies with sound business judgement and acumen.
• Excellent written and verbal communication skills, ability to explain confidential and complex issues as well as experience with recommending changes to management.
• Self-starter, works well with others with the ability to lead as necessary.
• Preferred pervious working experience in a market risk related discipline.

Hours

37.5

Job Details

As the risk analyst, you will need to assess and manage financial risk for the Residential Mortgage Solutions Group business. The primary goal is to identify, evaluate, and monitor market risks to minimize the impact of those risks on the financial performance. This may include ensuring all analysis is complete and accurate with thorough commentary, while escalating issues in a timely manner.

You are required to demonstrate governance, control, and risk management behaviors in alignment with TD policies and practices. It is your responsibility to ensure that execution of your function is in line with documented procedures specific to your role or business.

The position requires in-depth product knowledge in capital markets, as well as communication skills in working with other business units including Front office, Technology and Market Risk Control. The position must impart similar skills to subordinates and provide mentoring in an environment conducive to the generation of new ideas and concepts. Personal development opportunities, motivation, and direction are provided to subordinates and the position appraises their performance in view of job requirements and planned objectives.

Workplace Model

Hybrid

Inclusiveness

Our Commitment to Diversity, Equity, and Inclusion
At TD, we\'re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We\'re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve.

How We\'re Helping Make an Impact in Communities
TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. That\'s why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative. Under the TD Ready Commitment, we are targeting a total of $1 billion by 2030 in community giving four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It\'s our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities.

Accommodation
Your accessibility is important to us. Please let us know if you\'d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Business Line

Corporate

Job Category - Primary

Risk Management

Job Category(s)

Risk Management

Job Family

Group Risk Management

Time Type

Full Time

Employment Type

Regular

Pay Details

We\'re committed to providing fair and equitable compensation to all our colleagues. As a candidate, we encourage you to have an open dialogue with your recruiter and ask compensation related questions, including pay details for this role.

TD Bank