Job Description

Position

Youngs Insurance Brokers Inc.

is hiring a

Personal Lines Underwriter

in the head office located in Welland. ( Once probationary period is completed there is the option to move to our Niagara Falls Location or St.Catharines Office ) This full-time position oversees the customer service and policy retention of existing client accounts for an established portfolio. If you are a client-driven individual, our growing team wants you! Join Youngs Insurance and continue to develop your professional career in a growing industry with countless opportunities.

Description

As a Personal Lines Underwriter, you will review, approve, and process new applications for automobile and home insurance policies. In this position you will work with our production and service staff to assist in the placement of insurance for our customers. You will develop good working relationships with our insurance partners and their underwriting departments to ensure that insurance policies are issued promptly and within approved guidelines.

Accountabilities:

Triage a high volume of incoming applications. Review and assess applications for completeness, accurate rating, and pricing. Collect missing information required to underwrite new applications. Ensure records and relevant documentation is collected to assist in the application approval or decline process. Review and analyze insurance history reports to confirm rating accuracy. Ensure compliance with binding authority. Maintain rating integrity and appropriate risk classification when issuing policies. Develop an understanding of core insurance products and company guidelines. Work collaboratively with all departments and team members to ensure expected service levels are maintained.
Monitor team-work queues to ensure applications are processed within service level standard.

Main source of contact for staff related underwriting questions.

Qualifications & Experience:

Post-secondary education Insurance industry experience is preferred. Familiarity with insurance products.
Knowledge of underwriting guidelines and binding authority.

Experience with industry system platforms, web portals and quoting systems. Critical thinking with an analytical mindset and exemplary attention to detail. Sound judgment and the demonstrated ability to make independent decisions. Ability to collaborate with peers as well as the ability to work well independently.
Efficient computer skills with ability to navigate multiple screens and system platforms.

Proficient in Outlook, Excel, and Word

Ability to prioritize multiple tasks and thrive in a busy environment.

Excellent verbal and written skills with strong attention to detail and accuracy.

Self- motivated and resourceful with a desire to learn new systems and processes.

Company

As one of the largest independent brokerages in Ontario, with a history of over 100 years of excellence in customer service, and as an equal opportunity employer,

Youngs Insurance Brokers Inc

. offers rewarding career opportunities, coupled with a professional and comfortable work environment. Our staff values the community in which we live, actively supporting many charitable organizations throughout Ontario. At Youngs Insurance we are mindful of the trust our client's place in us to manage their portfolio of insurance, to achieve the highest level of client satisfaction.

Job Type: Full-time

Pay: $42,000.00-$52,000.00 per year

Benefits:

Dental care Life insurance RRSP match Vision care Work from home
Experience:

underwriting: 1 year (preferred)
Work Location: In person