Job Description

Job description:

Overview

Under the leadership of the General Manager & Owner, the Mortgage Underwriter can assess customer's credit history, income, assets and ability to pay within established guidelines and subsequently recommend mortgage applications.

Duties & Responsibilities

Assemble, organize and review application, financial information, and applicant's documents. Provide credit decision experience on complex mortgage packages. Liaison with investors. Stay in constant communication with referral sources at all levels of the application process. Prepare an application and determine which lender is the best fit for the clients' needs and request appropriate documentation to get the application approved. Evaluate and analyse documentation supplied by client. Effectively handle customer inquiries with the utmost service. Analyze information and reach a pre-approval recommendation. Revise and update procedures as necessary. Enter data and perform day to day clerical duties as needed. Ensure confidentiality of records. Perform other duties as assigned.

Qualifications:

Licensed Mortgage Agent, Level 2 A strong understanding of residential mortgage products. Able to prioritize and handle multiple tasks in a time sensitive manner. Perform well in a busy operation and remain calm under pressure. Excellent written and verbal communication skills. Prior customer service experience. Strong interpersonal, organizational and time management skills. Ability to work independently and within a team environment. Ability to interact professionally both on the telephone and face to face. University degree is an asset but not required. Proficient with computers and word processing skills including Microsoft Office Suite.
Job Type: Full-time

Schedule:

Monday to Friday
Job Type: Full-time

Application question(s):

Is your mortgage license Level 1? Level 2? Broker?
Experience:

mortgage underwriting: 3 years (required)
Licence/Certification:

mortgage license certificate (required)
Work Location: In person