Job Description

We are hiring a Mortgage Underwriter, Residential Underwriting!

Reporting To:

Manager, Residential Underwriting

Full-Time/Part- Time:

Full-time

Posting Date:

May 20, 2025

Closing Date:

May 30, 2025

Hours of Work:

8:30 a.m. - 5:00 p.m.

Grade:

12.7

Office Location:

Toronto Great location! Steps away from the main public transit station

What we offer:

Highly competitive compensation package which includes, base salary, bonus, benefits, and career advancement opportunities!

Eligibility for benefits is dependent on the terms of employment

The Opportunity:

Reporting to the Manager, Residential Underwriting, the Residential Mortgage Underwriter is responsible for rendering credit decisions on incoming applications within their authorized limits and with adherence to company and insurer policies and guidelines while focusing on service excellence. The Mortgage Underwriter has responsibility for applying due diligence when reviewing required documentation to ensure accuracy and to protect the Company from risk. Manage files from the time they are committed by the underwriter until all of the broker's conditions are met on the commitment.

Adjudicates mortgage applications within established authority limits while ensuring adherence to policies and guidelines Establishes and maintains positive relationships with mortgage brokers to build loyalty to the Company Maintains positive relationships with external partners such as mortgage insurers, appraisers, title insurance companies, and solicitors Interacts with Mortgage Insurers where applicable to complete credit lending decisions Ensures due diligence has been completed prior to signing off on any mortgage conditions or documents, where applicable Prepares and issues mortgage commitments with appropriate conditions within established service level agreements/turnaround times Prioritizes applications and workflow to ensure consistent and sound risk assessments are maintained while managing high volumes and a continued focus on service excellence Stays current with latest industry knowledge, competition, and market trends Special projects assigned by management Adhere to policies/procedures to ensure AML requirements are met, when applicable

Skills and Attributes:

Ability to build and maintain positive relationships Strong aptitude for service excellence Strong communication skills--both written and verbal Ability to manage and resolve conflict Strong analytical skills Attention to detail Organizational and time management skills Positive team player with desire and ability to mentor others Effective problem solving and decision making skills Fully competent in working with basic PC software and working knowledge of the suite of Microsoft office products Ability to manage pressure in an environment of high volume processing with tight turnaround times

The Requirements Needed:

Completed post-secondary education or equivalent work experience required Minimum 2 years previous mortgage underwriting experience required Working knowledge of PC software in a Windows environment required

The team you will join:

Founded in 1988, First National is one of Canada's largest non-bank lenders. We provide residential mortgages exclusively through our mortgage broker channel and service commercial clients through our national origination team of empowered advisors.

At First National, It's in our Nature is our rallying cry. It underlies our values, beliefs, and how we show up for each other, our clients, our partners and the community. Our nature defines who we are and guides every decision we make.



First National is proud to be an equal opportunity employer and is committed to diversity and inclusion regardless of race, color, religion, national origin, age, gender identity, physical or mental disability, sexual orientation or any other category protected by law.



First National supports requests for accommodation from applicants with disabilities; please contact Human Resources at accessibility@firstnational.ca.



We would like to thank all applications for their interest, but only candidates selected for an interview will be contacted.



#FNLOON