Job Description

Breezeful is now permanently remote and working towards a future that is digital by default. Who are we? We are a tech-driven mortgage brokerage operating nationwide, with a strong presence in ON, BC, AB, NS, and NB. We are proudly backed by Broker One, boasting an impressive mortgage volume that exceeds $4 billion. Through our online platform, we aim to streamline the mortgage application process, offering a quick and easy way to find the best mortgage options. Our agents, powered by our digital mortgage platform, provide the best possible experience, whether that means obtaining the lowest rates, providing unique mortgage solutions, or offering alternative pathways to homeownership. We have our customers covered. Who are we looking for? We\'re seeking a dedicated and experienced Mortgage Underwriter to join our thriving team. As a key player in our organization, you\'ll play a crucial role in shaping our clients\' dreams of homeownership into reality. If you possess a keen eye for detail, an analytical mindset, and a passion for financial excellence, we want to hear from you! Responsibilities:

• Empower Homeownership and Grow Your Own Mortgage Business: Lead efforts to enable individuals and families to achieve homeownership dreams and expand your mortgage brokerage business. Review loan applications meticulously for adherence to underwriting guidelines, fostering responsible lending.
• Financial Expertise: Analyze borrower credit profiles, income, assets, and collateral adeptly to determine loan eligibility. Guide clients through financial complexities for optimal loan choices.
• Risk Assessment: Utilize proficiency in financial metrics to assess risk, determine suitable loan amounts, and inform prudent lending decisions that safeguard clients and our business.
• Regulatory Compliance: Uphold ethical standards through deep comprehension of industry regulations and company policies. Stay current in the evolving landscape, ensuring responsible brokerage practices.
• Mentorship: Guide and nurture junior mortgage brokers as a senior team member and facilitate their development in growing your mortgage business.
• Deal Oversight: Manage underwriting for agents\' deals, overseeing document collection, application preparation, and seamless lender submissions to enhance your mortgage business\'s growth.
• Tech Proficiency: Efficiently handle data entry tasks using Filogix to enhance accuracy and operational efficiency, contributing to the expansion of your mortgage business.
• Autonomous Interaction: Independently engage with brokers and customers in specific instances, ensuring exceptional customer experiences through clear communication and adept problem-solving, furthering your mortgage business\'s reputation and growth.

Qualifications:

• 3+ years of experience as a Mortgage Agent/ Underwriter
• A successful track record in sales
• Bilingual/multilingual considered a great asset
• Experience with Filogix
• Underwriting experience
• Retail banking experience as a mortgage specialist is an asset
• Able to multi-task

What we Offer:

• Career growth within the company - team lead positions available
• Contribute to shaping our digital mortgage platform with your ideas
• Direct access to management
• Exceptional and ongoing training and mentorship
• Company events
• And many more benefits

Compensation:

• The underwriter will be paid per file.

At Breezeful, we are committed to building and fostering an environment where our employees feel included, valued, and heard. Our belief is that a strong commitment to diversity and inclusion enables us to truly make an impact on the world. We strongly encourage applications from Indigenous peoples, racialized people, people with disabilities, people from gender and sexually diverse communities and/or people with intersectional identities. Job Type: Full-time Salary: $40,000.00-$80,000.00 per year Benefits:

• Company events
• Flexible schedule
• Work from home

Flexible Language Requirement:

• French not required

Schedule:

• Monday to Friday
• Weekends as needed

Supplemental pay types:

• Commission pay

Application question(s):

• Do you have at least 2 years of underwriting experience? (note: applicants without underwriting experience will not be considered).
• Have you underwritten for a team of agents at a brokerage?
• What is the name of the brokerage that you currently or previously underwrite for?
• When are you looking to join us? (e.g. right away, in a week, in a month, etc)
• Are you aware that this is a commission-based role and the underwriter will be paid per file?
• If you previously joined (or currently with) any brokerages, please list them here:

Work Location: In person